Many people don’t know that their credit score isn’t great, until something happens to alert them – such as being turned down for a new credit card, or offered a high rate on a mortgage or other loan. Once that happens, they are often surprised and distressed to find that their credit has been tarnished in some way, and they often struggle to understand how this could happen.
Some of us dread tax season more than any other time of year. For one thing, it’s right after the holidays, when many people are struggling to pay off their holiday credit card spending. And for another, doing taxes means taking stock of everything you earned and spent during the previous year. This is usually not a fun task. But while you’re doing it, why not use the opportunity to revise your budget and rethink your finances?
With the recent news that the Chase Sapphire card would slash its huge signup offer of 100,000 points, the debate over whether it’s a good idea to sign up for a credit card just for the signup bonus has been renewed.
If you have a credit card and some cash in your wallet, you might think you’re all set for anything you might need. But in fact, there are three different types of cards you really should be carrying with you wherever you go.
The holidays and the new year are a time when everyone seems to be looking for a better way to handle their finances. Spending gets out of control near the end of the year, and in the cold months of January and February, reality hits.
If you’ve looked into options for different types of rewards credit cards, you probably realized something very quickly: there are many, many different brands of cards available, with many different terms for earning and redeeming rewards.