If you have children, there are lots of things you need to teach them: how to get along with others, how to cross the street safely, and how to maintain a good credit score.
Having a good credit score is vital to your financial health. Not only does it affect whether or not you’ll be approved for the credit card, mortgage, apartment, and maybe even job you want, it determines your interest rate whenever you secure a loan.
When you’re trying to get out of debt, opening up a new credit card account might feel counterintuitive.
It’s a situation no one wants to be in: you’re at the register paying for your purchase, and the salesperson hands you back your credit card telling you it’s been declined.
Credit card debt is undesirable and indicative of improper spending habits. Before you pay off all of your debt in a lump sum, consider these issues and be sure to address the underlying problems.
As the economy recovers and the holiday season approaches, an increased number of people begin to consider and apply for a variety of new credit cards. Whether it is to handle some extra holiday spending […]