When people decide to start their own family, especially if they are young, most tend to think that they are tying the knot with the tongue not to be undone with the teeth. Standing at the altar exchanging wedding vows very few couples think about marital agreement. Husband-and-wife-to-be hope their marriage will last till death […]

Posted in Bad Credit, Report and Score 1 Comment »

 Credit card issuers love and pamper prosperous card holders. Well-to-do people get the most enticing offers, the most favorable terms, and the most appealing bonuses. Banks would more likely make concessions when it concerns clients with good or excellent credit than when it comes to bad credit owners. People with bad credit rating face more […]

Posted in Bad Credit, Choosing Cards, Credit Card Advice 4 Comments »

 Some people think secured credit cards are for people who just cant get any other financing.  While it’s true that individuals with less than perfect credit can still get a secured credit card,  many secured options offer just as many benefits as traditional cards and should not be over looked as a valuable form of […]

Posted in Bad Credit, Business 1 Comment »

  
The iPhone is clearly a product that’s targeted to people with some disposable income, considering it runs around $500 normally. But even people who would spend $500 on a phone (that’s more than a phone really) could have less-than-perfect-credit scores.  All it takes is one late payment and suddenly you could be flagged as ‘average’ […]

Posted in Bad Credit, Credit Card Advice 1 Comment »

 There was a time, not all that long ago- that I could not get approved for credit.  My credit score was in the low 600’s, and there wasn’t anything I applied for that I could get approved for.  I knew I needed credit in order to rebuild my credit- but felt trapped because I couldn’t […]

Posted in Bad Credit, Payday Loans, Prepaid 1 Comment »

 Sometimes people get a little out of control with their credit card debt; or have issues keeping up with payments due to unemployment, injury or illness.  When you finally get back on your feet again, chances are you hurt your credit to the point that new creditors won’t issue you credit because of your previous […]

Posted in Bad Credit No Comments »

 Your credit is an extremely valuable asset. By using money responsibly, improving your credit can pave the way for great things later in your life. Whether you’re a young person just starting out, or just someone who has never been in a position to build a strong credit history, using a Chase Credit Card can […]

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