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	<title>Credit Card Blog &#124; Credit Card Articles&#187; Balance Transfer</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Balance transfer credit cards and the way it works</title>
		<link>http://blog.creditcardflyers.com/balance-transfer-credit-cards/balance-transfer-credit-cards-and-the-way-it-works-1660.php</link>
		<comments>http://blog.creditcardflyers.com/balance-transfer-credit-cards/balance-transfer-credit-cards-and-the-way-it-works-1660.php#comments</comments>
		<pubDate>Wed, 25 Jan 2012 05:51:48 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1660</guid>
		<description><![CDATA[The entire concept of balance transfer is not something new as it has been there for a while now. Doing a balance transfer offers a simple solution for those in need. For instance, you may have used your credit card in a reckless fashion and ended up with a huge balance on your card. The problem may be compounded if the interest rates on your credit card are high. So, the best thing to do under such circumstances is a balance transfer onto a card with a lower rate of interest. You can make a 0% balance transfer from one card to another and save a huge sum of money.
First of all, you must choose the new credit card after ... (<a href="http://blog.creditcardflyers.com/balance-transfer-credit-cards/balance-transfer-credit-cards-and-the-way-it-works-1660.php" rel="bookmark" title="Permanent Link to Balance transfer credit cards and the way it works" class="more">more</a>) <span class="date">January 25, 2012</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/balance-transfer-credit-cards/balance-transfer-credit-cards-and-the-way-it-works-1660.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Useful Tips to Enjoy Balance Transfer Cards</title>
		<link>http://blog.creditcardflyers.com/balance-transfer-credit-cards/useful-tips-to-enjoy-balance-transfer-cards-1456.php</link>
		<comments>http://blog.creditcardflyers.com/balance-transfer-credit-cards/useful-tips-to-enjoy-balance-transfer-cards-1456.php#comments</comments>
		<pubDate>Fri, 13 Aug 2010 10:28:02 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1456</guid>
		<description><![CDATA[There are a lot of benefits a consumer could get from balance transfer credit cards. One of these is the fact that they have the chance to improve their credit scores. Having the balance from old credit card transferred to a new one would create the impression that you are able to settle your account. Your credit history will show that you have paid off old accounts and you are responsible enough to be worthy of another credit opportunity. It is indeed advantageous for anyone to opt for balance transfers as it promotes long-term benefit. The improved credit history will build high FICO scores which are enough bases for judging your worthiness. 
Much more, you are given longer grace periods ... (<a href="http://blog.creditcardflyers.com/balance-transfer-credit-cards/useful-tips-to-enjoy-balance-transfer-cards-1456.php" rel="bookmark" title="Permanent Link to Useful Tips to Enjoy Balance Transfer Cards" class="more">more</a>) <span class="date">August 13, 2010</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/balance-transfer-credit-cards/useful-tips-to-enjoy-balance-transfer-cards-1456.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How Credit Card Balance Transfers Work</title>
		<link>http://blog.creditcardflyers.com/balance-transfer-credit-cards/how-credit-card-balance-transfers-work-1454.php</link>
		<comments>http://blog.creditcardflyers.com/balance-transfer-credit-cards/how-credit-card-balance-transfers-work-1454.php#comments</comments>
		<pubDate>Wed, 11 Aug 2010 09:27:36 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1454</guid>
		<description><![CDATA[A lot of people are caught up with piles of financial obligations because they have managed their finances badly. They failed to settle their accounts on time while earning huge interest for the money they spent ahead of time. Financial failures are not hopeless case scenarios but when neglected will clearly be depicted in credit histories and become primary reasons for low credit scores. This is something alarming because low credit ratings will continue to shut the door for better and new credit opportunities. 
One of the ways used by financial creditors to entice consumers to avail or open credit accounts is the balance transfers. When consumers are having the difficulty to settle their standing balances with their current credit ... (<a href="http://blog.creditcardflyers.com/balance-transfer-credit-cards/how-credit-card-balance-transfers-work-1454.php" rel="bookmark" title="Permanent Link to How Credit Card Balance Transfers Work" class="more">more</a>) <span class="date">August 11, 2010</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/balance-transfer-credit-cards/how-credit-card-balance-transfers-work-1454.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Choosing the Best Balance Transfer Credit Cards</title>
		<link>http://blog.creditcardflyers.com/balance-transfer-credit-cards/choosing-the-best-balance-transfer-credit-cards-868.php</link>
		<comments>http://blog.creditcardflyers.com/balance-transfer-credit-cards/choosing-the-best-balance-transfer-credit-cards-868.php#comments</comments>
		<pubDate>Fri, 04 Sep 2009 02:18:07 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=868</guid>
		<description><![CDATA[A balance transfer credit card has become a popular instrument today, especially since many people with multiple credit cards want to free themselves from the hassles of dealing with different financial companies.
This type of card allows one to transfer balance from all his other credit cards into just one card. One major purpose of this is to consolidate all past obligations so that the user will only have to deal with one company when settling liabilities.
Another purpose of this monetary tool is to save on interest costs. Usually, issuers of this instrument charge a very minimal interest rate if obligations are paid within a given time frame, normally a year. There are even issuers that charge zero interest on the ... (<a href="http://blog.creditcardflyers.com/balance-transfer-credit-cards/choosing-the-best-balance-transfer-credit-cards-868.php" rel="bookmark" title="Permanent Link to Choosing the Best Balance Transfer Credit Cards" class="more">more</a>) <span class="date">September 3, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/balance-transfer-credit-cards/choosing-the-best-balance-transfer-credit-cards-868.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don’t Expect Good Credit Score Without Understanding Credit</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/dont-expect-good-credit-score-without-understanding-credit-425.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/dont-expect-good-credit-score-without-understanding-credit-425.php#comments</comments>
		<pubDate>Mon, 11 May 2009 10:40:10 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[balance transfers]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[Rewards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=425</guid>
		<description><![CDATA[When you sign up for a credit card, you are essentially signing on a contract which contains terms and conditions you must adhere to in order to abide by the contract. The consequences for not meeting those obligations can be financially severe. It has never been more important to fully understand how credit works than now because of the high fees and penalties for not paying your bills on time.
Credit is not something to take lightly. If you don’t understand how it works or how you are supposed to manage it, you likely will never be credit worthy. It can be all too easy to lose a good credit standing by making simple mistakes.
Here are just a few terms and ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/dont-expect-good-credit-score-without-understanding-credit-425.php" rel="bookmark" title="Permanent Link to Don’t Expect Good Credit Score Without Understanding Credit" class="more">more</a>) <span class="date">May 11, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-advice/dont-expect-good-credit-score-without-understanding-credit-425.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Do Away with Credit Card Debts without a Balance Transfer Card</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php#comments</comments>
		<pubDate>Fri, 27 Jun 2008 10:30:24 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/06/27/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card/</guid>
		<description><![CDATA[Nearly all US credit card holders have a credit card debt. And sometimes this debt becomes a bad headache for credit consumers. All those interest rates, fees, due dates make it really difficult to pay off your outstanding balance in full. Getting a balance transfer card with favorable terms and 0% intro APR rate is a good way to eliminate your debt faster and easier. That is the most widespread financial experts&#8217; advice when it comes to paying off your credit card debt.
But the thing is that all balance transfer cards with good terms are available for customers with good or excellent credit. And what if your credit rating is not high enough to qualify for a balance transfer card? ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php" rel="bookmark" title="Permanent Link to How to Do Away with Credit Card Debts without a Balance Transfer Card" class="more">more</a>) <span class="date">June 27, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<item>
		<title>How Much Will a Debt Warrior Cost You?</title>
		<link>http://blog.creditcardflyers.com/money-saving-tips/how-much-will-a-debt-warrior-cost-you-175.php</link>
		<comments>http://blog.creditcardflyers.com/money-saving-tips/how-much-will-a-debt-warrior-cost-you-175.php#comments</comments>
		<pubDate>Tue, 22 Apr 2008 09:40:36 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[low interest]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/04/22/how-much-will-a-debt-warrior-cost-you/</guid>
		<description><![CDATA[In one of my previous articles titled Transforming Extra Calories into Extra Money on Your Credit Card I apparently paid no due attention to a traditional and perhaps the most effective method of clearing your credit card debt â€“ using a balance transfer credit card. Customers who manage their credit with balance transfer services are called rate tarts and their main object is to find a low interest credit card to move the outstanding balance on.
Irrespective of the credit score, a customer is  eligible for a balance transfer plastic, but mind a certain unfailing regularity - the lower your rating, the more expensive the deal will be for you.However, a balance transfer credit card is always a good tool for you ... (<a href="http://blog.creditcardflyers.com/money-saving-tips/how-much-will-a-debt-warrior-cost-you-175.php" rel="bookmark" title="Permanent Link to How Much Will a Debt Warrior Cost You?" class="more">more</a>) <span class="date">April 22, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/money-saving-tips/how-much-will-a-debt-warrior-cost-you-175.php/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>The Dangers of Becoming a Balance Transfer Addict</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/the-dangers-of-becoming-a-balance-transfer-addict-158.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/the-dangers-of-becoming-a-balance-transfer-addict-158.php#comments</comments>
		<pubDate>Tue, 12 Feb 2008 07:49:51 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/02/12/the-dangers-of-becoming-a-balance-transfer-addict/</guid>
		<description><![CDATA[You can find numerous articles and tips on how to eliminate your credit card debt in the Net. About 90% of those guidelines imply using balance transfer. And this really seems to be the best decision for people carrying considerable credit card balances. What can be easier? You just get a balance transfer credit card with 0% introductory APR and forget about money-sucking interest rates and just get rid of your debts.
Actually, it is much more than meets the eye. If only everything was so simple! If every credit card holder could transfer his or her balance every time their promotional period is over, then, probably, no one would have had outstanding debts. So, let&#8217;s figure out what can stop ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/the-dangers-of-becoming-a-balance-transfer-addict-158.php" rel="bookmark" title="Permanent Link to The Dangers of Becoming a Balance Transfer Addict" class="more">more</a>) <span class="date">February 12, 2008</span>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>The Balance Transfer Opportunities</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/the-balance-transfer-opportunities-147.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/the-balance-transfer-opportunities-147.php#comments</comments>
		<pubDate>Fri, 11 Jan 2008 13:07:45 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/01/11/the-balance-transfer-opportunities/</guid>
		<description><![CDATA[January, time to return to my real life after the winter holidays, go on working and make one more attempt to follow my New year resolution. This year I plan to start jogging, eat more healthy food and reduce my monthly expenses. Even if I forget about my resolution (as I usually do) I will need to save money anyway because I am a bit short of money after all that Christmas shopping.
First of all, I am going to apply for a new credit card with a low introductory rate and transfer my debt on it. This option is called balance transfer and it will help me not to loose money on the annual percentage rate. A balance transfer is ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/the-balance-transfer-opportunities-147.php" rel="bookmark" title="Permanent Link to The Balance Transfer Opportunities" class="more">more</a>) <span class="date">January 11, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-advice/the-balance-transfer-opportunities-147.php/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>Transferring Card Balances For Free</title>
		<link>http://blog.creditcardflyers.com/balance-transfer-credit-cards/transferring-card-balances-for-free-86.php</link>
		<comments>http://blog.creditcardflyers.com/balance-transfer-credit-cards/transferring-card-balances-for-free-86.php#comments</comments>
		<pubDate>Fri, 17 Aug 2007 21:23:03 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/17/transferring-card-balances-for-free/</guid>
		<description><![CDATA[Today all major credit cards offer balance transfer facilities, in fact if you are being offered a credit card that does not offer balance transfer then you should think twice before accepting the card. But before we discuss the advantages and the intricacies of balance transfer the first question is, what is balance transfer? Balance transfer is a facility which allows a credit card holder to use one card to pay off the debt for another credit card. For example if I have Discover card on which I have a debt of around $2000, I can actually use my American Express card to pay off the remaining amount on my Discover card (Assuming I have already starting paying off the ... (<a href="http://blog.creditcardflyers.com/balance-transfer-credit-cards/transferring-card-balances-for-free-86.php" rel="bookmark" title="Permanent Link to Transferring Card Balances For Free" class="more">more</a>) <span class="date">August 17, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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