Credit card deals with cash back are usually referred to as the most applied-for plastics in the US. No big surprise. They are pretty aggressively advertised. Besides, a desire to be rewarded is a quite natural trait of human nature. You do not have to do anything but make purchases with your cash back card […]

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 Here are another three types of financial personalities, in one of which you might recognize yourself.
Financial Personality #4: The Experienced
Your Traits: You manage your credit cards in that responsible, confident way that is characteristic of people with sober mind, organized and business-like. You have your budget planned out, and keep your finances under control. You […]

Posted in Choosing Cards, Credit Card Advice 2 Comments »

 You have, probably, tested yourself answering a couple of psychological quizzes to find out what kind of person you are, what character you have, what psychological type you belong to, etc. But have you ever thought about getting to know what financial personality you have? I have found an interesting research on different types of […]

Posted in Choosing Cards, Credit Card Advice 3 Comments »

 Remember that “Pimp My Ride!” show on MTV with Xzibit, if I didn’t mess up with his name? My son was watching it the other day, I saw it out of the corner of my eye. And what I think of all that is that you can pimp your ride not through replacing your old […]

Posted in Choosing Cards, Money Saving Tips, Rewards 3 Comments »

 Do you know what an interest rate or an APR is? Of course, you do. But can you enumerate all types of APR? And tell what is the best rate for you? The lowest one, you say? Absolutely agree. But let’s get more precise about interest rates types. If you ask why I need it, […]

Posted in Choosing Cards, Low Interest 2 Comments »

 Credit card issuers love and pamper prosperous card holders. Well-to-do people get the most enticing offers, the most favorable terms, and the most appealing bonuses. Banks would more likely make concessions when it concerns clients with good or excellent credit than when it comes to bad credit owners. People with bad credit rating face more […]

Posted in Bad Credit, Choosing Cards, Credit Card Advice 4 Comments »

 People with good or excellent credit have a broader range of credit card offers to choose from. And the deals they can qualify for usually come with better terms and more favorable features than card offers that bad, fair or no credit owners are eligible for. So, if you are a lucky credit card holder […]

Posted in Choosing Cards, Low Interest 2 Comments »

 January, time to return to my real life after the winter holidays, go on working and make one more attempt to follow my New year resolution. This year I plan to start jogging, eat more healthy food and reduce my monthly expenses. Even if I forget about my resolution (as I usually do) I […]

Posted in Balance Transfer, Choosing Cards, Credit Card Advice 3 Comments »

 In my previous post I touched upon the issue of green credit cards. They hit the charts of the best selling credit cards of 2007, and ranked second. I have looked up some information on this type of cards to figure out whether they are really so popular among credit consumers. So, this post is […]

Posted in Choosing Cards, Rewards 2 Comments »

 Most people have at least one credit card, if not more. No matter how many cards you carry in your wallet, there’s a chance that you might need a new one! Or maybe you want to consolidate your existing card debt onto a single credit card, for lower rates and easier managing of your finances? […]

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