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	<title>Credit Card Blog &#124; Credit Card Articles&#187; Choosing Credit Cards</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Take care when choosing credit card</title>
		<link>http://blog.creditcardflyers.com/choosing-credit-cards/take-care-when-choosing-credit-card-1645.php</link>
		<comments>http://blog.creditcardflyers.com/choosing-credit-cards/take-care-when-choosing-credit-card-1645.php#comments</comments>
		<pubDate>Thu, 15 Dec 2011 07:05:13 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1645</guid>
		<description><![CDATA[With so many different options available in the market today choosing credit card is not an easy task. Perhaps the key criterion for this can be to decide how you want to use the credit card. You will find some cards more useful for your requirements as compared to others. To give an example, people who are very confident that they can clear their dues every month, don’t require credit card with things like APR&#8217;s or any other fees but other can consider this option. People may want to transfer balance from one card to another and can benefit by choosing credit card with a low interest rate and APR. In case you find a credit card with a low ... (<a href="http://blog.creditcardflyers.com/choosing-credit-cards/take-care-when-choosing-credit-card-1645.php" rel="bookmark" title="Permanent Link to Take care when choosing credit card" class="more">more</a>) <span class="date">December 15, 2011</span>]]></description>
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		<item>
		<title>Choosing credit card and the factors to consider</title>
		<link>http://blog.creditcardflyers.com/choosing-credit-cards/choosing-credit-card-and-the-factors-to-consider-1638.php</link>
		<comments>http://blog.creditcardflyers.com/choosing-credit-cards/choosing-credit-card-and-the-factors-to-consider-1638.php#comments</comments>
		<pubDate>Wed, 30 Nov 2011 05:29:51 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1638</guid>
		<description><![CDATA[The credit card is a marvelous invention of the modern world. Packed within a small piece of plastic is great power and potential and the misuse of which can lead to some very unpleasant results.  The fact is that the credit card has caused a great number of problems to people in the past and the improper utilization of it can lead to catastrophic results.
There are of course many things to factor in to being able to use the credit card in the best way possible but another thing that people have to take in to account is that the not all the credit cards are created equal. This means that for each person there is a specific credit card ... (<a href="http://blog.creditcardflyers.com/choosing-credit-cards/choosing-credit-card-and-the-factors-to-consider-1638.php" rel="bookmark" title="Permanent Link to Choosing credit card and the factors to consider" class="more">more</a>) <span class="date">November 30, 2011</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Your Very First Credit Card</title>
		<link>http://blog.creditcardflyers.com/choosing-credit-cards/your-very-first-credit-card-1480.php</link>
		<comments>http://blog.creditcardflyers.com/choosing-credit-cards/your-very-first-credit-card-1480.php#comments</comments>
		<pubDate>Mon, 06 Sep 2010 04:50:44 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1480</guid>
		<description><![CDATA[For those of us just starting out on their own (as newly recognized citizens, or young people fresh out of college), Applying for that very first credit card can be a rather excruciating experience. Indeed, credit cards for people with no credit history can be very hard to acquire, given that any financial institution requires some sort of assurance or trust that potential credit applicants have the financial means for account deposits necessary for credit transactions. Take for example some lenders who will only approve certain loan amounts based on an individual’s credit history or insurance company premiums which rely heavily on said credit history. Absurd as it may be, the lack of credit history is but unfortunate proof of ... (<a href="http://blog.creditcardflyers.com/choosing-credit-cards/your-very-first-credit-card-1480.php" rel="bookmark" title="Permanent Link to Your Very First Credit Card" class="more">more</a>) <span class="date">September 6, 2010</span>]]></description>
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		<title>Am I Ready for My First Plastic?</title>
		<link>http://blog.creditcardflyers.com/choosing-credit-cards/am-i-ready-for-my-first-plastic-571.php</link>
		<comments>http://blog.creditcardflyers.com/choosing-credit-cards/am-i-ready-for-my-first-plastic-571.php#comments</comments>
		<pubDate>Thu, 04 Jun 2009 12:09:49 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[college students]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[Student Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=571</guid>
		<description><![CDATA[College is a very exciting phase of one’s life. There are lots of things going on — academic related activities and parties are two of the most common things college students are likely to have on their planners. However, as nothing is free in this world, these activities would also require students to spare a couple of bucks to keep moving and not be left behind. Unfortunately, not everyone would be able to catch up when it comes to cash-related matters. Good thing student credit cards are just hanging around.
Students above the age of 16 can already take advantage of this offering. A careful examination of how it works would be necessary though, as student credit cards mark the start ... (<a href="http://blog.creditcardflyers.com/choosing-credit-cards/am-i-ready-for-my-first-plastic-571.php" rel="bookmark" title="Permanent Link to Am I Ready for My First Plastic?" class="more">more</a>) <span class="date">June 4, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Cards: Choosing the Right Card that Fits Your Life Style</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/credit-cards-choosing-the-right-card-that-fits-your-life-style-535.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/credit-cards-choosing-the-right-card-that-fits-your-life-style-535.php#comments</comments>
		<pubDate>Thu, 28 May 2009 12:10:27 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[business establishments]]></category>
		<category><![CDATA[credit balance]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[entertainment cards]]></category>
		<category><![CDATA[frequent travelers]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=535</guid>
		<description><![CDATA[The idea of credit cards has been around longer than that of bills. The first forms were called credit markers. These markers indicated different amounts that were borrowed. Later on, business establishments adopted the concept and introduced prepaid charge cards to insure loyalty from their customers.
It eliminated traveling around with large sums of money and provided security for customers. The downside is that not all parts of the country had the same establishments that the owner has subscribed to. Hence, individuals at that time had to get 12 cards or more, especially those who travel a lot.
The modern credit card, designed by Frank McNammara, enables every purchase in various stores and business establishment to done using only one card. This ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/credit-cards-choosing-the-right-card-that-fits-your-life-style-535.php" rel="bookmark" title="Permanent Link to Credit Cards: Choosing the Right Card that Fits Your Life Style" class="more">more</a>) <span class="date">May 28, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Emerging Payment Methods — Exposed!</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/emerging-payment-methods-exposed-510.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/emerging-payment-methods-exposed-510.php#comments</comments>
		<pubDate>Mon, 25 May 2009 12:21:01 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[card transactions]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[gift card]]></category>
		<category><![CDATA[gift cards]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[personalized gifts]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[youngsters]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=510</guid>
		<description><![CDATA[One of the most difficult tasks to do is to compare one product from another. Maintaining objectivity is something that is not easy to do, especially if you are a user of one of the products that you would have to compare. Comparison on the use of prepaid cards, debit cards, and gift cards is no different. But I’d rather break a leg than not be able to tell you the pros and cons of these emerging payment methods.
Nothing bad can be said about prepaid cards when it comes to the consequences of misusing them. If you haven’t loaded money into your prepaid account, then you can’t use it. The way it works is not for everyone though because as ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/emerging-payment-methods-exposed-510.php" rel="bookmark" title="Permanent Link to Emerging Payment Methods — Exposed!" class="more">more</a>) <span class="date">May 25, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Cash Back Cards &#8211; a Plastic Option to See Through</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/cash-back-cards-a-plastic-option-to-see-through-495.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/cash-back-cards-a-plastic-option-to-see-through-495.php#comments</comments>
		<pubDate>Fri, 22 May 2009 14:48:20 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[applying for a credit card]]></category>
		<category><![CDATA[cash back credit cards]]></category>
		<category><![CDATA[credit accounts]]></category>
		<category><![CDATA[credit card account]]></category>
		<category><![CDATA[credit card reward programs]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=495</guid>
		<description><![CDATA[Tired of reading through blogs and articles that all seem to point out that it is best to freeze your credit card to death than to keep it with you at all times? Don’t you worry — this won’t do the same.
As a plastic user, I have already exhausted all the possible means to find out how I can make the most out my card. I have done my own research and reading. I have even gone the extra mile by talking to my creditors. While it is really wise to just not own a credit card and just live within my means, I just can’t. I am already as dependent as you are.
What separates me from the lot is ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/cash-back-cards-a-plastic-option-to-see-through-495.php" rel="bookmark" title="Permanent Link to Cash Back Cards &#8211; a Plastic Option to See Through" class="more">more</a>) <span class="date">May 22, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tips to Lower Your Credit Card Interest Rates</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/tips-to-lower-your-credit-card-interest-rates-448.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/tips-to-lower-your-credit-card-interest-rates-448.php#comments</comments>
		<pubDate>Sun, 17 May 2009 02:25:43 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[credit card interest]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[global recession]]></category>
		<category><![CDATA[high interest rate]]></category>
		<category><![CDATA[highest interest rate]]></category>
		<category><![CDATA[rate credit cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=448</guid>
		<description><![CDATA[You may not know it but there are actually ways that you can significantly lower your credit card interest rates. This is actually a welcome option for anyone today, with the global recession affecting practically everyone and all. So, just how do you do this exactly? You have three easy options for this and each is discussed in depth below.
First, you should browse the market and look for credit cards at 0% APR interest rate. This is actually one of the first and obvious things any credit cardholder should do. Sadly, not too many do not really take the time to look for such credit cards, which is really unfortunate because this can help a lot. Most of the time, ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/tips-to-lower-your-credit-card-interest-rates-448.php" rel="bookmark" title="Permanent Link to Tips to Lower Your Credit Card Interest Rates" class="more">more</a>) <span class="date">May 16, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Find The Right Credit Card In Three Easy Steps</title>
		<link>http://blog.creditcardflyers.com/choosing-credit-cards/find-the-right-credit-card-in-three-easy-steps-408.php</link>
		<comments>http://blog.creditcardflyers.com/choosing-credit-cards/find-the-right-credit-card-in-three-easy-steps-408.php#comments</comments>
		<pubDate>Sat, 09 May 2009 12:00:19 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[applying for credit cards]]></category>
		<category><![CDATA[comparing credit cards]]></category>
		<category><![CDATA[finding the right credit card]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=408</guid>
		<description><![CDATA[
After years of consumers racing headlong into debt, many people have learned the hard way that not knowing the terms of your credit card agreement can be detrimental to your finances. This is partly the fault of card holders who eagerly applied for and used credit without thought for the consequences. The credit card companies are not without blame as they often used less than forthcoming marketing techniques to target consumers that really shouldn&#8217;t have credit in the first place. As a result there are major changes taking place within the credit card industry. Consumers looking for credit in the future will have a harder time finding good credit card offers. Knowing what to look for will be the first ... (<a href="http://blog.creditcardflyers.com/choosing-credit-cards/find-the-right-credit-card-in-three-easy-steps-408.php" rel="bookmark" title="Permanent Link to Find The Right Credit Card In Three Easy Steps" class="more">more</a>) <span class="date">May 9, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Cards Can Help You Save Money on Vacations</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/credit-cards-can-help-you-save-money-on-vacations-380.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/credit-cards-can-help-you-save-money-on-vacations-380.php#comments</comments>
		<pubDate>Fri, 08 May 2009 13:47:56 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Promotional Offers]]></category>
		<category><![CDATA[Rewards Credit Cards]]></category>
		<category><![CDATA[cash back]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[family trips]]></category>
		<category><![CDATA[rewards programs]]></category>
		<category><![CDATA[save money on vacations]]></category>
		<category><![CDATA[travel]]></category>
		<category><![CDATA[vacations]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=380</guid>
		<description><![CDATA[
The summer months mark increase vacations for many Americans. Despite the current economic conditions causing many to make alternative travel plans this year, most are still planning to take a family trip or two. Going against counterintuitive wisdom is the potential to use credit cards to save money on vacations &#8211; but here are some tips to do just that!
First, you&#8217;ll need a cash rewards credit card that gives you cash-back on all purchases. You don&#8217;t necessarily want a travel rewards card, because some are too limiting in how you can redeem your rewards and travel benefits. Instead, select a quality cash back credit card and use it to get money back for everything you buy on the card. The ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/credit-cards-can-help-you-save-money-on-vacations-380.php" rel="bookmark" title="Permanent Link to Credit Cards Can Help You Save Money on Vacations" class="more">more</a>) <span class="date">May 8, 2009</span>]]></description>
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