Tired of comparing credit cards and calculating the rewards earnings? American Express, Citibank, Chase, Discover, Bank of America, and other credit card companies offer dozens of competing Visa, MasterCard, AmEx, and Discover cards. Their reward policies for cashback/rebate, frequent flyer airline miles, and points are a complex mix of tiers, limits, categories, and earning percentages.
The […]

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 These days, having good credit is more important than ever. A bad credit rating can prevent you from obtaining the things that are important, like car insurance, a house, a car, or even a job. If you have you been unfortunate enough to experience late payments, judgments, charge-offs, or possibly even bankruptcy that have made […]

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 The financial and psychological burden of being in debt causes us and our families continuous emotional stress. That stress eats away at the quality of our lives and leaves us feeling powerless, angry, depressed and helpless.
But there is a way out – in fact, there are five simple and straightforward ways out of debt - […]

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 Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you (”Firm Offers”).
You have the right to “Opt-Out”, which prevents Consumer Credit Reporting Companies from providing your […]

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