The statement that a payday loan is your sheet anchor when you badly need cash is very questionable. Payday loans, undoubtedly, have their advantages. But there are some shortcomings to this type of loans. Personally I try to stay away from this kind of lending services. But let’s count all merits and downsides to payday […]

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 There was a time, not all that long ago- that I could not get approved for credit.  My credit score was in the low 600’s, and there wasn’t anything I applied for that I could get approved for.  I knew I needed credit in order to rebuild my credit- but felt trapped because I couldn’t […]

Posted in Bad Credit, Payday Loans, Prepaid 1 Comment »

 … and before you apply for the dreaded payday loans with the 300% interest rate, have you considered borrowing from “people” instead?  Maybe you don’t know anyone who can lend you money- or you’re too embarassed to ask someone you know for help- but there is a community of people who lend money to people […]

Posted in Debt Consolidation, Money Saving Tips, Payday Loans No Comments »

 An individual’s credit report is a very important tool in life. Your credit report will directly affect what you are eligible to be approved for and keeping it in good standard is a necessity.
You may have credit cards with high balances on them now but keeping up with the payment schedule is very important to […]

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