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	<title>Credit Card Blog &#124; Credit Card Articles&#187; Credit Card Advice</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Credit card tricks that can prove really helpful</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/credit-card-tricks-that-can-prove-really-helpful-1655.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/credit-card-tricks-that-can-prove-really-helpful-1655.php#comments</comments>
		<pubDate>Wed, 11 Jan 2012 05:29:18 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1655</guid>
		<description><![CDATA[It is incredible to note that a lot of people don’t make the most out of credit cards. They can do so by only being a little more disciplined and better informed about credit card rules and credit card tricks. For example, if you miss a payment deadline on your credit card, you might end up paying a late fee in your next monthly bill. However, quite a few smart credit card holders call up their card issuers and request for a late fee waiver. It is interesting to note that a lot of times, first time guilty parties get away with it and the late fee is indeed waived off, which saves a few dollars for you.
Similarly, if you ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/credit-card-tricks-that-can-prove-really-helpful-1655.php" rel="bookmark" title="Permanent Link to Credit card tricks that can prove really helpful" class="more">more</a>) <span class="date">January 11, 2012</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid a few things with credit cards to enhance your credit scores</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/avoid-a-few-things-with-credit-cards-to-enhance-your-credit-scores-1652.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/avoid-a-few-things-with-credit-cards-to-enhance-your-credit-scores-1652.php#comments</comments>
		<pubDate>Wed, 04 Jan 2012 05:25:49 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1652</guid>
		<description><![CDATA[By avoiding a few things as far as credit cards are concerned, you stand to benefit a lot in the long term. A lot of people are not serious about credit card debt and find soon enough that they have an outstanding balance which cannot be paid easily. This leads to higher interests, adding to the outstanding balance. Not only are you paying more money to the credit card company instead of saving them for yourself, you are also not getting the returns which you should have earned with the interests you pay. The first thing to avoid is a high credit card debt.
If your credit card debt is hefty, stop using it for purchases, till you bring it back ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/avoid-a-few-things-with-credit-cards-to-enhance-your-credit-scores-1652.php" rel="bookmark" title="Permanent Link to Avoid a few things with credit cards to enhance your credit scores" class="more">more</a>) <span class="date">January 4, 2012</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which Credit Card Is Best For You?</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/which-credit-card-is-best-for-you-1614.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/which-credit-card-is-best-for-you-1614.php#comments</comments>
		<pubDate>Tue, 18 Jan 2011 02:37:40 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1614</guid>
		<description><![CDATA[The growing trend to go with credit cards instead of conventional cash has seen a rapid rise over the course of the past decade. Along with the boom of the information age, more and more people are seeing the vast advantages of going plastic. From shopping to e-banking, online bills payment and virtual cash for online games, credit cards are indeed the way to go, buying us more time for socializing, family bonding and perhaps that odd business venture or second job. With that, let’s explore the more popular credit card choices you can avail of from your nearest bank or Credit Card Company.
 For those just starting out, I would recommend applying for a secured credit card. Secured credit cards ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/which-credit-card-is-best-for-you-1614.php" rel="bookmark" title="Permanent Link to Which Credit Card Is Best For You?" class="more">more</a>) <span class="date">January 17, 2011</span>]]></description>
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		<title>Options to Having Credit Card Again</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/options-to-having-credit-card-again-1596.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/options-to-having-credit-card-again-1596.php#comments</comments>
		<pubDate>Thu, 30 Dec 2010 18:12:10 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1596</guid>
		<description><![CDATA[A couple of days ago a friend of mine came over and she was talking about the bad credit she realized she did. It’s now haunting her because it seems that it is a difficult for her to be approved of a regular credit card. I have not heard of any other options about having another way of having credit cards. So, what we did was, we went to my bank and asked around about options on what she could do. I could not lend her money, she knows that. It is not because I do not want to but because it simple is not our culture. She knows too that I am a single mother who works for 2 ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/options-to-having-credit-card-again-1596.php" rel="bookmark" title="Permanent Link to Options to Having Credit Card Again" class="more">more</a>) <span class="date">December 30, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making the Most Out Of Your Outstanding Credit History</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/making-the-most-out-of-your-outstanding-credit-history-1484.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/making-the-most-out-of-your-outstanding-credit-history-1484.php#comments</comments>
		<pubDate>Thu, 09 Sep 2010 11:51:39 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1484</guid>
		<description><![CDATA[If by any chance you’ve been using (or relying) on credit cards in the daily transactions of everyday life, and you’ve managed to stay clean (no bad credit, bills paid on time) then congratulations! You probably have quite an excellent credit standing, which means you actually stand a great chance at enjoying some of the perks of a good credit standing. One of these benefits is the availability of Instant approval credit cards. Should the need arise for you to apply for a new credit card, There’s no need to sweat it out and waste time manually applying for one at your preferred bank/card provider. Instant approval credit cards can be applied for online and are usually approved within minutes ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/making-the-most-out-of-your-outstanding-credit-history-1484.php" rel="bookmark" title="Permanent Link to Making the Most Out Of Your Outstanding Credit History" class="more">more</a>) <span class="date">September 9, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Achieve Successful Financial Planning</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/how-to-achieve-successful-financial-planning-1408.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/how-to-achieve-successful-financial-planning-1408.php#comments</comments>
		<pubDate>Sun, 23 May 2010 11:45:24 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=1408</guid>
		<description><![CDATA[Financial planning is one way to ensure that your family would be able to have a good financial future. Whatever happens in the future, it will all depend on how you are making financial decision right now. It is such a critical thing when you plan your finances. However, here is a simple piece of advice in achieving successful financial planning.
Think of how you could make money. When you work, make sure you are working efficiently and you earn enough money as much as possible. If you feel you do not fit the job given to you by your boss, leave and find another one. It is necessary that you do not work only for money but you also love ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/how-to-achieve-successful-financial-planning-1408.php" rel="bookmark" title="Permanent Link to How to Achieve Successful Financial Planning" class="more">more</a>) <span class="date">May 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Things to Consider in Choosing Low APR Credit Cards</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/things-to-consider-in-choosing-low-apr-credit-cards-778.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/things-to-consider-in-choosing-low-apr-credit-cards-778.php#comments</comments>
		<pubDate>Mon, 27 Jul 2009 13:19:18 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=778</guid>
		<description><![CDATA[Low APR credit cards are offered everywhere in the internet. It is the annualized percentage rate of the credit card charges.  The lower the APR, the more advantageous it is for you. Though you intend of paying the card purchases before the end of the month, having minimal APR still makes your finances easier to handle. APRs differ from one company to another. Oftentimes, credit cards with low APR are only offered within limited period. Aside from looking at the low interest offer, you should look at the period of the offer. The longer the period of the low interest offer the better.
For you to handle the credit based on the offered APR, this is what you should consider:
Look at ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/things-to-consider-in-choosing-low-apr-credit-cards-778.php" rel="bookmark" title="Permanent Link to Things to Consider in Choosing Low APR Credit Cards" class="more">more</a>) <span class="date">July 27, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How I Conquered the Shopping Addict in Me</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/how-i-conquered-the-shopping-addict-in-me-620.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/how-i-conquered-the-shopping-addict-in-me-620.php#comments</comments>
		<pubDate>Sun, 14 Jun 2009 12:05:50 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[anti depressant]]></category>
		<category><![CDATA[cheerful mood]]></category>
		<category><![CDATA[hard earned money]]></category>
		<category><![CDATA[high spirits]]></category>
		<category><![CDATA[shopping mode]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=620</guid>
		<description><![CDATA[Shopping is my past time. I also consider it the best anti-depressant on earth! I can literally open the mall and close it beyond mall hours!
There’s something about shopping that keeps me in high spirits. Perhaps it is the smell of the sweets and all sorts of food. It may be seeing other people enjoy or the cheerful mood of the mall itself. All I know is that I can spend the entire value of my month’s paycheck when I am in a mall.
I am at my worst shopping mode during paydays. Armed with my hard-earned money and my two plastics, I know nothing could go wrong on such a fine day. I never calculate so I don’t worry. I ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/how-i-conquered-the-shopping-addict-in-me-620.php" rel="bookmark" title="Permanent Link to How I Conquered the Shopping Addict in Me" class="more">more</a>) <span class="date">June 14, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>A Warning – Free Credit Card Guide</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/a-warning-%e2%80%93-free-credit-card-guide-611.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/a-warning-%e2%80%93-free-credit-card-guide-611.php#comments</comments>
		<pubDate>Fri, 12 Jun 2009 12:33:14 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[card trivia]]></category>
		<category><![CDATA[consumer cards]]></category>
		<category><![CDATA[emergency travel assistance]]></category>
		<category><![CDATA[financial freedom]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=611</guid>
		<description><![CDATA[Are you a new credit cardholder? Most probably not, as I have not known a single person beyond 16 years of age who would claim such. Almost everybody now has plastic in their wallets. But listen — you may not be new to credit cards but I tell you, you may be acting like one.
Don’t get me wrong. This is not your typical blog about the improper use of credit cards and the harms of not having enough self-control can cause on your financial freedom. I am not here to give you a bunch of warnings that I am sure you are not going to follow anyway. I am here to end your ignorance so even if you overspend (and ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/a-warning-%e2%80%93-free-credit-card-guide-611.php" rel="bookmark" title="Permanent Link to A Warning – Free Credit Card Guide" class="more">more</a>) <span class="date">June 12, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Controlling Your Shopping Habits and Limiting Credit Card Debts</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/controlling-your-shopping-habits-and-limiting-credit-card-debts-595.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/controlling-your-shopping-habits-and-limiting-credit-card-debts-595.php#comments</comments>
		<pubDate>Tue, 09 Jun 2009 12:18:33 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[economic condition]]></category>
		<category><![CDATA[impulse buyers]]></category>
		<category><![CDATA[living within your means]]></category>
		<category><![CDATA[material things]]></category>
		<category><![CDATA[spending money]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=595</guid>
		<description><![CDATA[Having a credit card can overly tempt you in buying things, especially when being in shopping malls. The illusion of not spending money at all can be illustrated in using cards. The convenience of just giving the card, swiping it, and putting it on credit can be exhilarating – compared to paying the merchandise in pure cash. This can be dangerous to consumers who are overly enthusiastic when it comes to obtaining material things related to their interests.
From my experience, there are two types of buyers: impulse and practical buyers. Impulse buyers are those who, when having seen something that fancies him/her, will immediately buy the merchandise without even thinking of the price tag or the related consequences. Meanwhile, practical ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/controlling-your-shopping-habits-and-limiting-credit-card-debts-595.php" rel="bookmark" title="Permanent Link to Controlling Your Shopping Habits and Limiting Credit Card Debts" class="more">more</a>) <span class="date">June 9, 2009</span>]]></description>
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