Late payments and non-payments will both give you bad credit card history. This will definitely lower your chances of being approved for financial assistance from banks should you ever need one in the future. However, […]
Internet technology has revolutionized people’s way of life. Access to all sorts of information is now easy because of the internet. Business dealings are also made easier. Individuals who do not have much time to […]
Credit card interest rates are affected by four different factors. These are credit rating, debt to income ratio, employment history and repayment history. Interest rates are normally connected with the US Prime Rate, the common […]
Now that the country is ready to recover from recession, credit card use is starting to increase again. People are braver to swipe the plastic and manage their accounts properly. No wonder that my cousin […]
Would you rather strive to get good credit today than go through an ugly process of fixing damages later one? I say that if you are presently capable of higher scores, then go for it! […]
If I knew then what I know now about credit cards, I would have been more cautious and responsible with my plastics over time. Time and again, financial gurus have stressed the need for these […]
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