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	<title>Credit Card Blog &#124; Credit Card Articles&#187; 2007  May</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Lowering Your Debt for Life</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/lowering-your-debt-for-life-58.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/lowering-your-debt-for-life-58.php#comments</comments>
		<pubDate>Thu, 31 May 2007 16:37:18 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/31/lowering-your-debt-for-life/</guid>
		<description><![CDATA[By Susan M. Keenan (C)2007
Debt might be a fact of almost everyoneâ€™s life, but it doesnâ€™t have to be a fact of yours.Â  Once upon a time, people actually lived within their means, simply because they had no other choice.Â  What do you think would happen if you began to think along those lines?
Just imagine that credit cards, installment loans, home equity loans, and extended payment options do not exist.Â  Throw away your credit cards, but destroy them first.Â  Pay off your credit card bills.Â  Cancel all of your credit cards.Â  Pay down any installment loans and avoid acquiring any new ones.Â  Even if you are only imagining this scenario, imagine how much cash you could free up if you ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/lowering-your-debt-for-life-58.php" rel="bookmark" title="Permanent Link to Lowering Your Debt for Life" class="more">more</a>) <span class="date">May 31, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Importance of Credit Cards for Small Businesses</title>
		<link>http://blog.creditcardflyers.com/business-credit-cards/the-importance-of-credit-cards-for-small-businesses-57.php</link>
		<comments>http://blog.creditcardflyers.com/business-credit-cards/the-importance-of-credit-cards-for-small-businesses-57.php#comments</comments>
		<pubDate>Thu, 31 May 2007 07:15:15 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Business Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/31/the-importance-of-credit-cards-for-small-businesses/</guid>
		<description><![CDATA[By Susan M. Keenan (C)2007
Operating a successful small business involves quite a few different facets including acquiring reliable financing. This is essential not only to launching a small business, but also, to circumventing potential problems. A small business credit card acquisition can be crucial to simplifying your accounting policy, tax filing paperwork, the success of the business, and more.
All business purchases should be made with business funds, whether the business owner uses a credit card, checking account, or cash.Â  Personal funds should not be involved and therefore, using a personal credit card is simply not a viable option.Â  Sure, itâ€™s easy, but it does muddy up the waters.
Payroll expenses, business inventory acquisitions, petty cash expenses, and operating expenses should all ... (<a href="http://blog.creditcardflyers.com/business-credit-cards/the-importance-of-credit-cards-for-small-businesses-57.php" rel="bookmark" title="Permanent Link to The Importance of Credit Cards for Small Businesses" class="more">more</a>) <span class="date">May 31, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/business-credit-cards/the-importance-of-credit-cards-for-small-businesses-57.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Reward Earnings Can I Actually Get?</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/how-much-reward-earnings-can-i-actually-get-56.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/how-much-reward-earnings-can-i-actually-get-56.php#comments</comments>
		<pubDate>Sat, 26 May 2007 02:55:49 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Rewards Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/25/how-much-reward-earnings-can-i-actually-get/</guid>
		<description><![CDATA[Tired of comparing credit cards and calculating the rewards earnings? American Express, Citibank, Discover, Bank of America, and other credit card companies offer dozens of competing Visa, MasterCard, AmEx, and Discover cards. Their reward policies for cashback/rebate, frequent flyer airline miles, and points are a complex mix of tiers, limits, categories, and earning percentages.
The Credit Card Rewards Wizard (http://tools.creditcardflyers.com) tool makes all of that easier. Simply estimate how much you spend each month, press Enter, and you&#8217;ll be presented with a list of recommended rewards cards with estimated reward earnings.
I also grabbed an example of how much reward earnings you can get from Blue Cash from American Express.
So what reward cards do you carry right now? Find out yours &#62;&#62;&#62;
Blue ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/how-much-reward-earnings-can-i-actually-get-56.php" rel="bookmark" title="Permanent Link to How Much Reward Earnings Can I Actually Get?" class="more">more</a>) <span class="date">May 25, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-tips/how-much-reward-earnings-can-i-actually-get-56.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Quickly Boost Your Credit Rating</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/how-to-quickly-boost-your-credit-rating-55.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/how-to-quickly-boost-your-credit-rating-55.php#comments</comments>
		<pubDate>Tue, 22 May 2007 16:09:05 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Report and Score]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/22/how-to-quickly-boost-your-credit-rating/</guid>
		<description><![CDATA[These days, having good credit is more important than ever. A bad credit rating can prevent you from obtaining the things that are important, like car insurance, a house, a car, or even a job. If you have you been unfortunate enough to experience late payments, judgments, charge-offs, or possibly even bankruptcy that have made your life a living hell, don&#8217;t despair; all hope hasn&#8217;t been lost. With a little bit of time, patience and persistence, you can rapidly boost your credit score 25, 50, or even 100 points.
How can you get your credit rating back to an acceptable point? Well, there are several ways to achieve this goal. First of all, you need to obtain a copy of all ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/how-to-quickly-boost-your-credit-rating-55.php" rel="bookmark" title="Permanent Link to How to Quickly Boost Your Credit Rating" class="more">more</a>) <span class="date">May 22, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-tips/how-to-quickly-boost-your-credit-rating-55.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Think You Can&#8217;t Get a Credit Card? Think Again!</title>
		<link>http://blog.creditcardflyers.com/choosing-credit-cards/think-you-cant-get-a-credit-card-think-again-54.php</link>
		<comments>http://blog.creditcardflyers.com/choosing-credit-cards/think-you-cant-get-a-credit-card-think-again-54.php#comments</comments>
		<pubDate>Thu, 17 May 2007 16:41:49 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/17/think-you-cant-get-a-credit-card-think-again/</guid>
		<description><![CDATA[Not everyone has perfect credit. As a matter of fact, most people have had instances where it was difficult to pay the bills on time or some other problem that has affected their credit. However, just because your credit history is a little tarnished doesn&#8217;t mean that you can&#8217;t get a credit card.
If your credit score is particularly low because of little or no credit you may be limited in your choices for a credit card, but it is still possible to obtain one. Your credit score isn&#8217;t the only thing that a provider will look into when you apply for a credit card.
Lenders take several things into consideration when deciding whether or not to approve a credit card application. ... (<a href="http://blog.creditcardflyers.com/choosing-credit-cards/think-you-cant-get-a-credit-card-think-again-54.php" rel="bookmark" title="Permanent Link to Think You Can&#8217;t Get a Credit Card? Think Again!" class="more">more</a>) <span class="date">May 17, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/choosing-credit-cards/think-you-cant-get-a-credit-card-think-again-54.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save $10 off a purchase of $39.99 or more.*</title>
		<link>http://blog.creditcardflyers.com/promotional-offers/save-10-off-a-purchase-of-3999-or-more-44.php</link>
		<comments>http://blog.creditcardflyers.com/promotional-offers/save-10-off-a-purchase-of-3999-or-more-44.php#comments</comments>
		<pubDate>Thu, 17 May 2007 03:31:02 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Promotional Offers]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/16/save-10-off-a-purchase-of-3999-or-more/</guid>
		<description><![CDATA[Offer Details
Use your MasterCard(R) card and save $10 off a minimum purchase of $39.99* including gourmet baskets, elegant candies, unique novelties, fine giftware, and the prettiest flowers and plants in the world.
How Do I Get It?
To redeem this offer, simply call 1-800-FLOWERS (1-800-356-9377), 24 hours a day, 7 days a week and mention code MAST33. Or visit www.1800flowers.com and enter code MAST33 at checkout. Promotional period from January 1, 2007 through December 31, 2007.
Savings Code
MAST33
www.1800flowers.com
Terms &#38; Conditions
* Exclusive of applicable service and shipping charges and taxes. Items may vary and are subject to availability and delivery rules and times. Items can be ordered online and by phone only. Offer cannot be combined, may not be available on all products and ... (<a href="http://blog.creditcardflyers.com/promotional-offers/save-10-off-a-purchase-of-3999-or-more-44.php" rel="bookmark" title="Permanent Link to Save $10 off a purchase of $39.99 or more.*" class="more">more</a>) <span class="date">May 16, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>American Express Travel Becomes First Travel Company To Offer Smithsonian Journeys&#8217; Educational Tours</title>
		<link>http://blog.creditcardflyers.com/promotional-offers/american-express-travel-becomes-first-travel-company-to-offer-smithsonian-journeys-educational-tours-43.php</link>
		<comments>http://blog.creditcardflyers.com/promotional-offers/american-express-travel-becomes-first-travel-company-to-offer-smithsonian-journeys-educational-tours-43.php#comments</comments>
		<pubDate>Thu, 17 May 2007 02:58:55 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Promotional Offers]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/16/american-express-travel-becomes-first-travel-company-to-offer-smithsonian-journeys-educational-tours/</guid>
		<description><![CDATA[American Express Travel, the largest travel agency in the world and one of the most trusted companies for travel, has announced a new partnership with Smithsonian Journeys, the educational travel program of the Smithsonian Institution, and the world&#8217;s largest museum- based travel program. American Express Travel agents can now exclusively offer Smithsonian Journeys&#8217; cultural and educational group trips, marking the first time that an outside travel company&#8217;s agents can offer the majority of Smithsonian Journeys tours to their clients.
Enriching, exclusive and educational, Smithsonian Journeys&#8217; trips delve deeply into travelers&#8217; personal passions, from archaeology to opera, civil war history to architecture, astronomy, literature, cuisine and wildlife safaris. Encompassing every corner of the globe and every mode of travel &#8212; land, cruise, ... (<a href="http://blog.creditcardflyers.com/promotional-offers/american-express-travel-becomes-first-travel-company-to-offer-smithsonian-journeys-educational-tours-43.php" rel="bookmark" title="Permanent Link to American Express Travel Becomes First Travel Company To Offer Smithsonian Journeys&#8217; Educational Tours" class="more">more</a>) <span class="date">May 16, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/promotional-offers/american-express-travel-becomes-first-travel-company-to-offer-smithsonian-journeys-educational-tours-43.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>$10 Off Purchases of $50 or More</title>
		<link>http://blog.creditcardflyers.com/promotional-offers/10-off-purchases-of-50-or-more-29.php</link>
		<comments>http://blog.creditcardflyers.com/promotional-offers/10-off-purchases-of-50-or-more-29.php#comments</comments>
		<pubDate>Thu, 17 May 2007 00:57:58 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Promotional Offers]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/16/10-off-purchases-of-50-or-more/</guid>
		<description><![CDATA[Your Electronics Shopping Alternative
Let Crutchfield&#8217;s experts help you with a wide selection of TVs, DVD players, digital cameras and more from Sony, Kenwood, JVC, Pioneer, Panasonic and other top brands. Purchases includes FREE lifetime support and a 30-day, try-it-at-home guarantee.
Offer:
Receive $10 off any order over $50 when you link through Shop Discover Card and use your DiscoverÂ® Card.
Offer valid only when linking from the Shop Discover Card
Crutchfield.com Terms and Conditions You must be at least 18 years of age and purchase over $50 in merchandise exclusive of tax and shipping from CrutchfieldÂ® to take advantage of this offer. Claims from dealers/distributors, their employees, groups, clubs or CrutchfieldÂ® employees will not be accepted. Not applicable toward any prior orders you may ... (<a href="http://blog.creditcardflyers.com/promotional-offers/10-off-purchases-of-50-or-more-29.php" rel="bookmark" title="Permanent Link to $10 Off Purchases of $50 or More" class="more">more</a>) <span class="date">May 16, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>20% Cashback Bonus or 20% Off</title>
		<link>http://blog.creditcardflyers.com/promotional-offers/20-cashback-bonus-or-20-off-28.php</link>
		<comments>http://blog.creditcardflyers.com/promotional-offers/20-cashback-bonus-or-20-off-28.php#comments</comments>
		<pubDate>Thu, 17 May 2007 00:38:41 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Promotional Offers]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/16/20-cashback-bonus-or-20-off/</guid>
		<description><![CDATA[Something for every occasion! FTD.COM isn&#8217;t just the place to go for the best flowers, fresh-cut and nurtured by the country&#8217;s finest florists. It&#8217;s also your best destination for terrific things like gourmet food baskets, items to promote rest and relaxation, tasty desserts and a lot more. If you have an occasion, FTD.COM has a way to make the most of it. And now, when you link through Shop Discover Card, you can choose to get an instant 20% off your purchase or a 20% Cashback Bonus . Offer: Instant 20% off or a 20% Cashback Bonus on any online purchase when you use your Discover Card and link through Shop Discover Card.
Redeem Offer &#62;&#62;&#62;

  addthis_url    ... (<a href="http://blog.creditcardflyers.com/promotional-offers/20-cashback-bonus-or-20-off-28.php" rel="bookmark" title="Permanent Link to 20% Cashback Bonus or 20% Off" class="more">more</a>) <span class="date">May 16, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/promotional-offers/20-cashback-bonus-or-20-off-28.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Card Reward Programs &#8211; What You Should Know</title>
		<link>http://blog.creditcardflyers.com/rewards-credit-cards/credit-card-reward-programs-what-you-should-know-25.php</link>
		<comments>http://blog.creditcardflyers.com/rewards-credit-cards/credit-card-reward-programs-what-you-should-know-25.php#comments</comments>
		<pubDate>Mon, 14 May 2007 18:50:28 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Rewards Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/05/14/credit-card-reward-programs-what-you-should-know/</guid>
		<description><![CDATA[In today&#8217;s world, it&#8217;s almost essential to have at least one credit card. Hotels and rental cars, large purchases, emergencies and even for identification purposes &#8211; you need a credit card. Why not have one that rewards you for your purchases? With so many credit card companies and so many different offers, it&#8217;s easier than ever for consumers to take advantage of reward programs. Here are a few tips on finding the right credit card for you &#8211; and how to get the maximum benefit from it.
Find the Right Rewards Program
There are a lot of credit card offers available today. You probably get a lot sent to you in the mail. If you are looking into finding the right rewards ... (<a href="http://blog.creditcardflyers.com/rewards-credit-cards/credit-card-reward-programs-what-you-should-know-25.php" rel="bookmark" title="Permanent Link to Credit Card Reward Programs &#8211; What You Should Know" class="more">more</a>) <span class="date">May 14, 2007</span>]]></description>
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