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	<title>Credit Card Blog &#124; Credit Card Articles&#187; 2007  June</title>
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	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Fast Facts on Prepaid Credit Cards</title>
		<link>http://blog.creditcardflyers.com/prepaid-credit-cards/fast-facts-on-prepaid-credit-cards-66.php</link>
		<comments>http://blog.creditcardflyers.com/prepaid-credit-cards/fast-facts-on-prepaid-credit-cards-66.php#comments</comments>
		<pubDate>Sat, 30 Jun 2007 15:41:48 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Prepaid]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/06/30/fast-facts-on-prepaid-credit-cards/</guid>
		<description><![CDATA[Prepaid credit cards are becoming more popular as consumers veer away from checks and cash. These cards are ideal for consumers on a limited budget. The prepaid cards allow for the convenience of easy spending, while limiting the possibility of overspending. Not only are they easy to use, but also, they are easy to purchase.
What is it?
A prepaid credit card is one in which the consumer determines the credit limit of the card by putting a certain amount of cash to the purchase of the card.Â  They are used in the exact same way as a regular credit card.
Why get one?
A prepaid credit card is easier to acquire than traditional credit cards for people who have bad credit.Â  Therefore, a ... (<a href="http://blog.creditcardflyers.com/prepaid-credit-cards/fast-facts-on-prepaid-credit-cards-66.php" rel="bookmark" title="Permanent Link to Fast Facts on Prepaid Credit Cards" class="more">more</a>) <span class="date">June 30, 2007</span>]]></description>
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		<title>How Bad Credit Credit Cards Can Improve Your Credit Score</title>
		<link>http://blog.creditcardflyers.com/credit-report-and-credit-score/how-bad-credit-credit-cards-can-improve-your-credit-score-64.php</link>
		<comments>http://blog.creditcardflyers.com/credit-report-and-credit-score/how-bad-credit-credit-cards-can-improve-your-credit-score-64.php#comments</comments>
		<pubDate>Wed, 27 Jun 2007 18:02:00 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Report and Score]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/06/27/how-bad-credit-credit-cards-can-improve-your-credit-score/</guid>
		<description><![CDATA[Just because you have bad credit doesnâ€™t mean that you canâ€™t get a credit card. Bad credit credit cards are specifically for people with a poor credit history, and allow them to build up good credit. Approval is possible with bad credit, but it may come with more requirements than a regular credit card. Higher interest rates, lower credit limits, etc. are common in bad credit credit cards. However, they work just like a regular credit card and are a beneficial tool to repairing bad credit.
As we all know, having no or little credit may also deter you from qualifying for a credit card. Bad credit credit cards may help people in this situation as well to start building up ... (<a href="http://blog.creditcardflyers.com/credit-report-and-credit-score/how-bad-credit-credit-cards-can-improve-your-credit-score-64.php" rel="bookmark" title="Permanent Link to How Bad Credit Credit Cards Can Improve Your Credit Score" class="more">more</a>) <span class="date">June 27, 2007</span>]]></description>
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		<title>Beware of credit card companies that have two-cycle billing</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/beware-of-credit-card-companies-that-have-two-cycle-billing-63.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/beware-of-credit-card-companies-that-have-two-cycle-billing-63.php#comments</comments>
		<pubDate>Mon, 25 Jun 2007 17:44:13 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/06/25/beware-of-credit-card-companies-that-have-two-cycle-billing/</guid>
		<description><![CDATA[Most banks normally calculate month interest charges based on the average daily balance for that particular month. With two-cycle billing, your interest is calculated based on your average daily balance for the last two billing cycles,Â which means even if you took care of your previous month&#8217;s balance in full and on time, you can still be assessed interest charges on those purchases the next month.

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		<title>Advantages of a 0% Interest Credit Card</title>
		<link>http://blog.creditcardflyers.com/low-interest-credit-cards/advantages-of-a-0-interest-credit-card-62.php</link>
		<comments>http://blog.creditcardflyers.com/low-interest-credit-cards/advantages-of-a-0-interest-credit-card-62.php#comments</comments>
		<pubDate>Fri, 22 Jun 2007 03:00:33 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Low Interest]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/06/21/advantages-of-a-0-interest-credit-card/</guid>
		<description><![CDATA[Like most people, you have probably received offers for credit cards with 0% annual percentage rate (APR). Although this may sound too good to be true, these credit card offers are genuine. As long as you do your research and are cautious with your use, just like any other credit card, 0% APR credit cards can be very beneficial.
0%Â APR credit cards can actually save you money â€“ just be aware that the zero percent interest that is offered probably has a time constraint so make sure you know what the interest rate will be after the introductory rate expires. Getting a zero interest card that you plan on using and paying off immediately can be a very smart financial move.
The ... (<a href="http://blog.creditcardflyers.com/low-interest-credit-cards/advantages-of-a-0-interest-credit-card-62.php" rel="bookmark" title="Permanent Link to Advantages of a 0% Interest Credit Card" class="more">more</a>) <span class="date">June 21, 2007</span>]]></description>
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		<title>What Every Consumer Needs to Know about Credit Reports</title>
		<link>http://blog.creditcardflyers.com/credit-report-and-credit-score/what-every-consumer-needs-to-know-about-credit-reports-61.php</link>
		<comments>http://blog.creditcardflyers.com/credit-report-and-credit-score/what-every-consumer-needs-to-know-about-credit-reports-61.php#comments</comments>
		<pubDate>Wed, 20 Jun 2007 17:54:52 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Report and Score]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/06/20/what-every-consumer-needs-to-know-about-credit-reports/</guid>
		<description><![CDATA[During the course of our day to day lives, we come into contact with many different kinds of documents, but few single documents will have as much of an impact on our financial lives as credit reports.Â  These documents are vital to our ability to buy a home, take out a car loan, or even land a job.Â  It is important for every consumer to know what credit reports contain, and how to correct any inaccurate information.
One important thing that many people do not know about credit reports is that they are used for much more than simply making lending decisions.Â  In fact, many employers routinely review the credit reports of job applicants prior to making a hiring decision.Â  These ... (<a href="http://blog.creditcardflyers.com/credit-report-and-credit-score/what-every-consumer-needs-to-know-about-credit-reports-61.php" rel="bookmark" title="Permanent Link to What Every Consumer Needs to Know about Credit Reports" class="more">more</a>) <span class="date">June 20, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Avoid These Four Credit Card Traps</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/avoid-these-four-credit-card-traps-60.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/avoid-these-four-credit-card-traps-60.php#comments</comments>
		<pubDate>Fri, 08 Jun 2007 02:06:46 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/06/07/avoid-these-four-credit-card-traps/</guid>
		<description><![CDATA[The fast pace of modern life and need for instant gratification make credit cards almost a necessity for most adults. Many ordinary purchases require a credit card in order to complete the purchase or verify credit history. E-tailers such as Netflix require credit card or debit card even to redeem gift subscriptions and as anyone who has ever tried to buy a plane ticket, book a hotel room or rent a car knows that a credit card is required.Â  However, credit cards are not all convenience.
What initially lifted credit cards from relative obscurity to marketing genius was the addition of fees and states with low usury laws.Â  Most credit card users do not pay off their balances each month, and ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/avoid-these-four-credit-card-traps-60.php" rel="bookmark" title="Permanent Link to Avoid These Four Credit Card Traps" class="more">more</a>) <span class="date">June 7, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Mistakes are Not Easily Erased</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/credit-mistakes-are-not-easily-erased-59.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/credit-mistakes-are-not-easily-erased-59.php#comments</comments>
		<pubDate>Thu, 07 Jun 2007 23:51:17 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/06/07/credit-mistakes-are-not-easily-erased/</guid>
		<description><![CDATA[You hear quite a bit these days about credit repair. While most of us are in need of it, repairing damaged credit can be a daunting task. Not many people have perfect credit scores. Unfortunately, the majority of the populace falls into the category of past due bills and overdrawn bank accounts. Debts become marks on our credit report. While they are not written in indelible ink they certainly are not easy to erase.
Balancing a tightrope is easier than balancing a checkbook for some of us. If we donâ€™t record our financial transactions right away, it is easy to forget to do so later. Often a small error in calculation can be overlooked only to later resurface as a larger ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/credit-mistakes-are-not-easily-erased-59.php" rel="bookmark" title="Permanent Link to Credit Mistakes are Not Easily Erased" class="more">more</a>) <span class="date">June 7, 2007</span>]]></description>
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