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	<title>Credit Card Blog &#124; Credit Card Articles&#187; 2007  July</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Choose a Credit Card Based on its Terms and Conditions</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/choose-a-credit-card-based-on-its-terms-and-conditions-77.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/choose-a-credit-card-based-on-its-terms-and-conditions-77.php#comments</comments>
		<pubDate>Mon, 30 Jul 2007 17:14:27 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/30/choose-a-credit-card-based-on-its-terms-and-conditions/</guid>
		<description><![CDATA[Choosing the right credit card is essential both financially, and also for avoiding future complications that might arise if you fail to identify the pitfalls and plus points of the credit card you are using. A lot of people feel they have been cheated by hidden clauses, or fine print. The reason is simple, a majority of credit card users today have not given enough thought to choosing a credit card. There are so many credit cards out there that depending on an individual&#8217;s specific requirements it is important for a person to choose the right credit card.
The first step in choosing a credit card, is analyzing what your specific requirements are, for example if you plan to use a ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/choose-a-credit-card-based-on-its-terms-and-conditions-77.php" rel="bookmark" title="Permanent Link to Choose a Credit Card Based on its Terms and Conditions" class="more">more</a>) <span class="date">July 30, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Be Smart on Choosing Your First Business Credit Card</title>
		<link>http://blog.creditcardflyers.com/business-credit-cards/be-smart-on-choosing-your-first-business-credit-card-76.php</link>
		<comments>http://blog.creditcardflyers.com/business-credit-cards/be-smart-on-choosing-your-first-business-credit-card-76.php#comments</comments>
		<pubDate>Sun, 29 Jul 2007 00:38:52 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Business Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/28/be-smart-on-choosing-your-first-business-credit-card/</guid>
		<description><![CDATA[Choosing a business credit card is one of the most vital decisions for a business, especially if you are a small business, there is no shortage of companies offering business credit cards, however the question is not just which credit card to choose, but the thing worth knowing is how to choose a business credit card. There are specific criteria that contribute to making a great business credit card, and depending on the nature of your business, there is a business credit card that will meet your requirements and specifications.
The first thing to keep a look out for while getting a business credit card, is reading the fine print. I know every site you visit, probably says you should read ... (<a href="http://blog.creditcardflyers.com/business-credit-cards/be-smart-on-choosing-your-first-business-credit-card-76.php" rel="bookmark" title="Permanent Link to Be Smart on Choosing Your First Business Credit Card" class="more">more</a>) <span class="date">July 28, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/business-credit-cards/be-smart-on-choosing-your-first-business-credit-card-76.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Online Credit Card Applications can Work for You</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/how-online-credit-card-applications-can-work-for-you-75.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/how-online-credit-card-applications-can-work-for-you-75.php#comments</comments>
		<pubDate>Tue, 24 Jul 2007 17:06:05 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/24/how-online-credit-card-applications-can-work-for-you/</guid>
		<description><![CDATA[Applying for a credit card has never been easier, today all credit card companies from American Express to Discover, have completely digitized their credit card application forms and have made them available online . All it takes for a person to apply for a credit card today, is an ID proof like social security number, and basic details like his name, address etc. Most credit card companies prefer online applications for credit cards, as it makes their task simpler, and cuts down on their operating expenses. For example, earlier procedure required an individual to meet with a customer care executive, who collected all the details and paperwork, and then ran back and forth, between the applicant and the credit card ... (<a href="http://blog.creditcardflyers.com/credit-card-general/how-online-credit-card-applications-can-work-for-you-75.php" rel="bookmark" title="Permanent Link to How Online Credit Card Applications can Work for You" class="more">more</a>) <span class="date">July 24, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Student Credit Cards</title>
		<link>http://blog.creditcardflyers.com/student-credit-cards/student-credit-cards-72.php</link>
		<comments>http://blog.creditcardflyers.com/student-credit-cards/student-credit-cards-72.php#comments</comments>
		<pubDate>Sat, 21 Jul 2007 17:18:33 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Student Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/21/student-credit-cards/</guid>
		<description><![CDATA[A student credit card as many people may believe is just another way for credit card companies to allow people to spend money they don&#8217;t have, personally I find this notion a little far fetched, and I think this is simply a case of a few irresponsible individuals giving a whole community a bad name, a student credit card is designed especially for students, it does not have a very high credit limit, and most student credit cards are designed to help students take care of their day to day expenditures. The biggest plus point a student credit card has is, that a student credit card usually incurs little or no annual fees. Since the recipients of the credit cards ... (<a href="http://blog.creditcardflyers.com/student-credit-cards/student-credit-cards-72.php" rel="bookmark" title="Permanent Link to Student Credit Cards" class="more">more</a>) <span class="date">July 21, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How Payday Loans can Actually Help Save Your Credit</title>
		<link>http://blog.creditcardflyers.com/payday-loans/how-payday-loans-can-actually-help-save-your-credit-71.php</link>
		<comments>http://blog.creditcardflyers.com/payday-loans/how-payday-loans-can-actually-help-save-your-credit-71.php#comments</comments>
		<pubDate>Tue, 17 Jul 2007 23:16:01 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/17/how-payday-loans-can-actually-help-save-your-credit/</guid>
		<description><![CDATA[An individual&#8217;s credit report is a very important tool in life. Your credit report will directly affect what you are eligible to be approved for and keeping it in good standard is a necessity.
You may have credit cards with high balances on them now but keeping up with the payment schedule is very important to building and maintaining a good credit report.Â  Unfortunately, things happen that can cause you financial difficulties and finding a way to pay your credit cards on time can become challenging. There is a loan that is designed to assist you in maintaining a good credit score by making your credit card payment on time.
Payday loans are ideal for this situation and any situation that prevents ... (<a href="http://blog.creditcardflyers.com/payday-loans/how-payday-loans-can-actually-help-save-your-credit-71.php" rel="bookmark" title="Permanent Link to How Payday Loans can Actually Help Save Your Credit" class="more">more</a>) <span class="date">July 17, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/payday-loans/how-payday-loans-can-actually-help-save-your-credit-71.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Business Credit Cards Help Small Businesses</title>
		<link>http://blog.creditcardflyers.com/business-credit-cards/how-business-credit-cards-help-small-businesses-70.php</link>
		<comments>http://blog.creditcardflyers.com/business-credit-cards/how-business-credit-cards-help-small-businesses-70.php#comments</comments>
		<pubDate>Mon, 16 Jul 2007 15:58:39 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Business Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/16/how-business-credit-cards-help-small-businesses/</guid>
		<description><![CDATA[Business credit cards have become an increasingly popular asset for small businesses, business credit cards are helping numerous small businesses to expand and grow, without the lengthy paperwork of a commercial loan. A business credit card is tailor made to cater to the requirements of a business user, it could be by company executives, or it could be used by a small business looking to make business transactions without any additional hassles; in either case a business credit card is fast becoming a virtually indispensable requirement for a small business. In fact there is an increasing trend among business owners to make all office related purchases, using a business credit card.
There are two schools of thought that are currently in ... (<a href="http://blog.creditcardflyers.com/business-credit-cards/how-business-credit-cards-help-small-businesses-70.php" rel="bookmark" title="Permanent Link to How Business Credit Cards Help Small Businesses" class="more">more</a>) <span class="date">July 16, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/business-credit-cards/how-business-credit-cards-help-small-businesses-70.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Using Prepaid Credit Cards to Get out of Debt</title>
		<link>http://blog.creditcardflyers.com/prepaid-credit-cards/using-prepaid-credit-cards-to-get-out-of-debt-69.php</link>
		<comments>http://blog.creditcardflyers.com/prepaid-credit-cards/using-prepaid-credit-cards-to-get-out-of-debt-69.php#comments</comments>
		<pubDate>Thu, 12 Jul 2007 18:00:24 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Prepaid]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/12/using-prepaid-credit-cards-to-get-out-of-debt/</guid>
		<description><![CDATA[Ever since the first credit card was created, the number of people using credit cards has risen exponentially, in fact today it is impossible to carry out even the most basic tasks like online purchases, online ticketing and travel reservations, without owning a credit card. Such is the importance of having a credit card, however some people find themselves struggling without a credit card, the reason could be because they have poor credit history or simply because they have a had a bad experience with credit cards in terms of overs spending.
In either case there is hope for credit card users, who cannot get a regular credit card; the solution has been around for a long time with mobile phones, ... (<a href="http://blog.creditcardflyers.com/prepaid-credit-cards/using-prepaid-credit-cards-to-get-out-of-debt-69.php" rel="bookmark" title="Permanent Link to Using Prepaid Credit Cards to Get out of Debt" class="more">more</a>) <span class="date">July 12, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/prepaid-credit-cards/using-prepaid-credit-cards-to-get-out-of-debt-69.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get the Most out of Your Credit Card with Rewards</title>
		<link>http://blog.creditcardflyers.com/rewards-credit-cards/get-the-most-out-of-your-credit-card-with-rewards-68.php</link>
		<comments>http://blog.creditcardflyers.com/rewards-credit-cards/get-the-most-out-of-your-credit-card-with-rewards-68.php#comments</comments>
		<pubDate>Sun, 08 Jul 2007 16:28:43 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Rewards Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/08/get-the-most-out-of-your-credit-card-with-rewards/</guid>
		<description><![CDATA[When looking to open a new credit card, it can be very difficult to decide which one to choose, especially considering the huge number of credit cards available. But don&#8217;t just pick the first one that is offered to you. With so many options, you should shop around and find the card that you can get the most benefit out of. Depending on your needs, a reward credit card may be the best option.
Reward credit cards work just like regular credit cards, except they actually â€œrewardâ€ you for using them. Their reward system is based upon how much you spend with them over a certain amount of time. You can accumulate reward points that can be used for airline miles, ... (<a href="http://blog.creditcardflyers.com/rewards-credit-cards/get-the-most-out-of-your-credit-card-with-rewards-68.php" rel="bookmark" title="Permanent Link to Get the Most out of Your Credit Card with Rewards" class="more">more</a>) <span class="date">July 8, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/rewards-credit-cards/get-the-most-out-of-your-credit-card-with-rewards-68.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Affinity Credit Cards Practical?</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/are-affinity-credit-cards-practical-67.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/are-affinity-credit-cards-practical-67.php#comments</comments>
		<pubDate>Tue, 03 Jul 2007 15:50:56 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/07/03/are-affinity-credit-cards-practical/</guid>
		<description><![CDATA[Affinity credit cards are credit cards that donate money to a pre-specified person or organization based on how much you use the credit card. Usually for legal reasons the exact percentage of money donated through the use of an affinity credit card isn&#8217;t disclosed, but this relatively new breed of credit card has been gaining popularity amongst many different groups of people.
But are they really practical?Â  Letâ€™s take a look at the issue by analyzing two of the major groups of affinity cards and the user base they cater to.
Sports Team Affinity Cards
These are credit cards that are co-advertised by the bank offering them and the sports franchise they benefit.Â  A portion of the money you spend using the credit ... (<a href="http://blog.creditcardflyers.com/credit-card-general/are-affinity-credit-cards-practical-67.php" rel="bookmark" title="Permanent Link to Are Affinity Credit Cards Practical?" class="more">more</a>) <span class="date">July 3, 2007</span>]]></description>
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