Ever since the first credit card was created, the number of people using credit cards has risen exponentially, in fact today it is impossible to carry out even the most basic tasks like online purchases, online ticketing and travel reservations, without owning a credit card. Such is the importance of having a credit card, however some people find themselves struggling without a credit card, the reason could be because they have poor credit history or simply because they have a had a bad experience with credit cards in terms of overs spending.
In either case there is hope for credit card users, who cannot get a regular credit card; the solution has been around for a long time with mobile phones, … (more) July 12, 2007

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When looking to open a new credit card, it can be very difficult to decide which one to choose, especially considering the huge number of credit cards available. But don’t just pick the first one that is offered to you. With so many options, you should shop around and find the card that you can get the most benefit out of. Depending on your needs, a reward credit card may be the best option.
Reward credit cards work just like regular credit cards, except they actually “reward” you for using them. Their reward system is based upon how much you spend with them over a certain amount of time. You can accumulate reward points that can be used for airline miles, … (more) July 8, 2007

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Affinity credit cards are credit cards that donate money to a pre-specified person or organization based on how much you use the credit card. Usually for legal reasons the exact percentage of money donated through the use of an affinity credit card isn’t disclosed, but this relatively new breed of credit card has been gaining popularity amongst many different groups of people.
But are they really practical?  Let’s take a look at the issue by analyzing two of the major groups of affinity cards and the user base they cater to.
Sports Team Affinity Cards
These are credit cards that are co-advertised by the bank offering them and the sports franchise they benefit.  A portion of the money you spend using the credit … (more) July 3, 2007

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