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	<title>Credit Card Blog &#124; Credit Card Articles&#187; 2007  August</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Using your Business Credit Card to Maximum Advantage</title>
		<link>http://blog.creditcardflyers.com/business-credit-cards/using-your-business-credit-card-to-maximum-advantage-91.php</link>
		<comments>http://blog.creditcardflyers.com/business-credit-cards/using-your-business-credit-card-to-maximum-advantage-91.php#comments</comments>
		<pubDate>Thu, 30 Aug 2007 23:09:33 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Business Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/30/using-your-business-credit-card-to-maximum-advantage/</guid>
		<description><![CDATA[When you get a credit card for your business, you assume a new responsibility for the business. You&#8217;ve got a new, powerful way to get the supplies your business needs, but you&#8217;ve also got to make sure that you make payments on time, and avoid letting your business credit card debt get out of control. Here are some ways to make sure that you get the most out of a business credit card.
Buy and Pay Quickly â€“ A great way to build credit for your business is to use your business credit card to purchase small things that you know youâ€™ll be able to pay off in full when the bill arrives. Use it a couple times a month for ... (<a href="http://blog.creditcardflyers.com/business-credit-cards/using-your-business-credit-card-to-maximum-advantage-91.php" rel="bookmark" title="Permanent Link to Using your Business Credit Card to Maximum Advantage" class="more">more</a>) <span class="date">August 30, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Why College Students Should Have a Credit Card</title>
		<link>http://blog.creditcardflyers.com/student-credit-cards/why-college-students-should-have-a-credit-card-90.php</link>
		<comments>http://blog.creditcardflyers.com/student-credit-cards/why-college-students-should-have-a-credit-card-90.php#comments</comments>
		<pubDate>Wed, 29 Aug 2007 15:47:56 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Student Credit Cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/29/why-college-students-should-have-a-credit-card/</guid>
		<description><![CDATA[College credit cards have received some amount of criticism over the years. Critics claim that student credit cards are nothing but a way to trap people early in their lives, and by the time a person graduates he is already in debt. The truth is that there is nothing wrong with a student having a credit card. At the end of the day it does not matter what kind of credit card is being used, what matters is who uses the credit card. Responsible students make the most of the credit card that they are given. In fact, there is very little scope for misuse of a student credit card.
Most student credit cards require a co-signer; the co-signer is usually ... (<a href="http://blog.creditcardflyers.com/student-credit-cards/why-college-students-should-have-a-credit-card-90.php" rel="bookmark" title="Permanent Link to Why College Students Should Have a Credit Card" class="more">more</a>) <span class="date">August 29, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Use Credit Cards Wisely During the Holiday Season</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/use-credit-cards-wisely-during-the-holiday-season-89.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/use-credit-cards-wisely-during-the-holiday-season-89.php#comments</comments>
		<pubDate>Sun, 26 Aug 2007 18:41:04 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/26/use-credit-cards-wisely-during-the-holiday-season/</guid>
		<description><![CDATA[November and December are termed as the &#8217;shopping months&#8217; of the year. Around about Christmas people usually throw caution to the wind and decide to indulge in some shopping.Â  If you are also part of the shopping brigade and often find yourself looking at massive credit card bills by the time your shopping is done, here are a few tips to help you use your credit cards wisely during the holiday season.
Before you start shopping, the first thing you need to do is make a budget. Agreed it sounds rather boring to make a budget and shop, but the truth is most people usually have no idea how much they have spent. Its only when credit card users receive their ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/use-credit-cards-wisely-during-the-holiday-season-89.php" rel="bookmark" title="Permanent Link to Use Credit Cards Wisely During the Holiday Season" class="more">more</a>) <span class="date">August 26, 2007</span>]]></description>
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		<title>Prevent Identity Fraud When Using Credit Cards</title>
		<link>http://blog.creditcardflyers.com/identity-theft/prevent-identity-fraud-when-using-credit-cards-88.php</link>
		<comments>http://blog.creditcardflyers.com/identity-theft/prevent-identity-fraud-when-using-credit-cards-88.php#comments</comments>
		<pubDate>Thu, 23 Aug 2007 13:56:08 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/23/prevent-identity-fraud-when-using-credit-cards/</guid>
		<description><![CDATA[Credit cards may have simplified the way people shop, but what credit cards have also done is open up new avenues for identity theft. Before credit cards, identity theft was limited to fake checks and trying to run delinquent bank accounts under someone elseâ€™s name. However all that has changed with credit cards. Identity thieves are constantly looking for newer ways to steal a personâ€™s identity using his credit card details. If you are a credit card holder then it is essential for you to understand how credit card details are used for identity theft and how you can protect yourself from being a victim of identity theft.
The first thing you need to understand is that credit card fraud and ... (<a href="http://blog.creditcardflyers.com/identity-theft/prevent-identity-fraud-when-using-credit-cards-88.php" rel="bookmark" title="Permanent Link to Prevent Identity Fraud When Using Credit Cards" class="more">more</a>) <span class="date">August 23, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/identity-theft/prevent-identity-fraud-when-using-credit-cards-88.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Credit vs Debit: Which one is Better?</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/credit-vs-debit-which-one-is-better-87.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/credit-vs-debit-which-one-is-better-87.php#comments</comments>
		<pubDate>Mon, 20 Aug 2007 23:54:02 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/20/credit-vs-debit-which-one-is-better/</guid>
		<description><![CDATA[People often debate the advantages that a debit card has over a credit card and vice versa. The truth is that a debit card has its own set of advantages and disadvantages and so do credit cards. Depending on how you shop, spend your money, and generally use your bank account either a credit card or debit card can be beneficial to you. The biggest difference between a credit card and a debit card is that a debit card is your own money, you are not going to be charged any interest on using the debit card, and any purchase you make is free from any instalments or further fees.Â  Whereas in the case of a credit card you are ... (<a href="http://blog.creditcardflyers.com/credit-card-general/credit-vs-debit-which-one-is-better-87.php" rel="bookmark" title="Permanent Link to Credit vs Debit: Which one is Better?" class="more">more</a>) <span class="date">August 20, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-general/credit-vs-debit-which-one-is-better-87.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Transferring Card Balances For Free</title>
		<link>http://blog.creditcardflyers.com/balance-transfer-credit-cards/transferring-card-balances-for-free-86.php</link>
		<comments>http://blog.creditcardflyers.com/balance-transfer-credit-cards/transferring-card-balances-for-free-86.php#comments</comments>
		<pubDate>Fri, 17 Aug 2007 21:23:03 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/17/transferring-card-balances-for-free/</guid>
		<description><![CDATA[Today all major credit cards offer balance transfer facilities, in fact if you are being offered a credit card that does not offer balance transfer then you should think twice before accepting the card. But before we discuss the advantages and the intricacies of balance transfer the first question is, what is balance transfer? Balance transfer is a facility which allows a credit card holder to use one card to pay off the debt for another credit card. For example if I have Discover card on which I have a debt of around $2000, I can actually use my American Express card to pay off the remaining amount on my Discover card (Assuming I have already starting paying off the ... (<a href="http://blog.creditcardflyers.com/balance-transfer-credit-cards/transferring-card-balances-for-free-86.php" rel="bookmark" title="Permanent Link to Transferring Card Balances For Free" class="more">more</a>) <span class="date">August 17, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/balance-transfer-credit-cards/transferring-card-balances-for-free-86.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Disputing Credit Card Charges</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/disputing-credit-card-charges-85.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/disputing-credit-card-charges-85.php#comments</comments>
		<pubDate>Wed, 15 Aug 2007 18:06:32 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/15/disputing-credit-card-charges/</guid>
		<description><![CDATA[If you are a credit card holder then knowing how to dispute a credit card charge is important. The reasons for disputing a charge could be many, you could have cancelled an order but still have been charged for it, a merchant could have charged you incorrectly, and worst of all you could be a victim of credit card fraud. In rare cases credit card companies might also make a billing mistake like charging incorrect APR or additional charges which should not have been charged. No matter what the reasons itâ€™s important to know what you need to do to dispute a credit card charge.Â 
The first thing you need to do is scrutinize your credit card statement. You need to ... (<a href="http://blog.creditcardflyers.com/credit-card-general/disputing-credit-card-charges-85.php" rel="bookmark" title="Permanent Link to Disputing Credit Card Charges" class="more">more</a>) <span class="date">August 15, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-general/disputing-credit-card-charges-85.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Tips on How to Avoid Credit Fraud</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/tips-on-how-to-avoid-credit-fraud-84.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/tips-on-how-to-avoid-credit-fraud-84.php#comments</comments>
		<pubDate>Tue, 14 Aug 2007 16:27:51 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/14/tips-on-how-to-avoid-credit-fraud/</guid>
		<description><![CDATA[Credit card fraud costs credit card holders and credit card companies billions of dollars each year, if you are a credit card holder and want to protect yourself from credit card fraud, this article is designed to help you do exactly that.Â  The first thing you need to understand is, that once you report a credit card stolen you are no longer responsible for any unauthorized charges, also under federal law your maximum liability is restricted to $50. The first thing you need to do when you receive your credit card is to write down the card number and keep it somewhere safe. In the eventuality of your card being stolen you can easily report it stolen by calling the ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/tips-on-how-to-avoid-credit-fraud-84.php" rel="bookmark" title="Permanent Link to Tips on How to Avoid Credit Fraud" class="more">more</a>) <span class="date">August 14, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-tips/tips-on-how-to-avoid-credit-fraud-84.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Protect Yourself Against Identity Theft</title>
		<link>http://blog.creditcardflyers.com/identity-theft/protect-yourself-against-identity-theft-83.php</link>
		<comments>http://blog.creditcardflyers.com/identity-theft/protect-yourself-against-identity-theft-83.php#comments</comments>
		<pubDate>Sat, 11 Aug 2007 20:32:50 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/11/protect-yourself-against-identity-theft/</guid>
		<description><![CDATA[Identity theft is one of the biggest concerns of people all over America today; identity theft has been used for not just financial fraud, but also to carry out terrorist activities and federal crimes. If you are a worried that you could be the victim of identity theft, then this article is designed to help you prevent and fight identity theft. The scope of this article will be limited to financial fraud and how you can prevent identity theft to make sure you are not robbed of your hard earned money.
The most popular method identity thieves employ is Phishing, Phishing is the process of sending fake emails to users and then fooling them into giving their financial details like card ... (<a href="http://blog.creditcardflyers.com/identity-theft/protect-yourself-against-identity-theft-83.php" rel="bookmark" title="Permanent Link to Protect Yourself Against Identity Theft" class="more">more</a>) <span class="date">August 11, 2007</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Identity Theft Works</title>
		<link>http://blog.creditcardflyers.com/identity-theft/how-identity-theft-works-82.php</link>
		<comments>http://blog.creditcardflyers.com/identity-theft/how-identity-theft-works-82.php#comments</comments>
		<pubDate>Thu, 09 Aug 2007 21:53:22 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/08/09/how-identity-theft-works/</guid>
		<description><![CDATA[Identity theft is a major concern for individuals and financial institutions, in fact identity theft is not confined to financial crimes only, and identity thieves use stolen identities, and copied identities to commit crimes and terrorist activities too. In fact there are 4 major sub categories of identity theft; however the focus of this article will be on how identity theft is used for financial crimes. With information exchanging hands freely, identity thieves are coming up with new ways to steal identities every day.
So how does identity theft work? The oldest form of identity theft is stealing a credit card and then using it to buying goods by posing as the owner of the card. Sometimes the owner of the ... (<a href="http://blog.creditcardflyers.com/identity-theft/how-identity-theft-works-82.php" rel="bookmark" title="Permanent Link to How Identity Theft Works" class="more">more</a>) <span class="date">August 9, 2007</span>]]></description>
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