If you are a credit card holder then knowing how to dispute a credit card charge is important. The reasons for disputing a charge could be many, you could have cancelled an order but still have been charged for it, a merchant could have charged you incorrectly, and worst of all you could be a victim of credit card fraud. In rare cases credit card companies might also make a billing mistake like charging incorrect APR or additional charges which should not have been charged. No matter what the reasons it’s important to know what you need to do to dispute a credit card charge. 
The first thing you need to do is scrutinize your credit card statement. You need to … (more) August 15, 2007

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Credit card fraud costs credit card holders and credit card companies billions of dollars each year, if you are a credit card holder and want to protect yourself from credit card fraud, this article is designed to help you do exactly that.  The first thing you need to understand is, that once you report a credit card stolen you are no longer responsible for any unauthorized charges, also under federal law your maximum liability is restricted to $50. The first thing you need to do when you receive your credit card is to write down the card number and keep it somewhere safe. In the eventuality of your card being stolen you can easily report it stolen by calling the … (more) August 14, 2007

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Identity theft is one of the biggest concerns of people all over America today; identity theft has been used for not just financial fraud, but also to carry out terrorist activities and federal crimes. If you are a worried that you could be the victim of identity theft, then this article is designed to help you prevent and fight identity theft. The scope of this article will be limited to financial fraud and how you can prevent identity theft to make sure you are not robbed of your hard earned money.
The most popular method identity thieves employ is Phishing, Phishing is the process of sending fake emails to users and then fooling them into giving their financial details like card … (more) August 11, 2007

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Identity theft is a major concern for individuals and financial institutions, in fact identity theft is not confined to financial crimes only, and identity thieves use stolen identities, and copied identities to commit crimes and terrorist activities too. In fact there are 4 major sub categories of identity theft; however the focus of this article will be on how identity theft is used for financial crimes. With information exchanging hands freely, identity thieves are coming up with new ways to steal identities every day.
So how does identity theft work? The oldest form of identity theft is stealing a credit card and then using it to buying goods by posing as the owner of the card. Sometimes the owner of the … (more) August 9, 2007

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Credit card companies have worked on numerous innovations and are constantly evolving to create a better experience for card holders, one of the latest innovations in credit cards is credit card checks. Just like a regular bank accounts even credit cards offer customers the facility to use credit card checks. Credit card checks are particularly useful when payments have to be made to organisations that do not accept credit cards. Also credit card checks are increasingly popular as being backup cash reserves. In the course of this article I will explain how a person can use credit card checks effectively and what are the pros and cons of credit card checks.
Let’s take an example, say a card holder has actually … (more) August 7, 2007

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One of the most popular questions that most credit card users have today is, how do I pay my credit card bills? This is a question that is asked by people from all over the world, irrespective of the country they belong too, in the United States though a credit card user has a variety of payment methods available. In fact because they are so many options available, and because each company has different payment options available, it is essential to know what are the popular ways in which a credit card user can pay his/her bills.
Posting Checks
Perhaps the slowest method of paying credit card bills is posting checks to the credit card company, posting a check to pay credit … (more) August 6, 2007

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