Because I spend several hours a day pouring over credit card offers, promotions and reviews, my family and friends pretty much always check with me before they apply for a credit card.  So when my cousin Sophia emailed me from college this is what she wrote:
Hey Tyler- I’m finally settled into my dorm. It’s not quite the party-school we thought when I applied, but it’s been a good time anyways! Mom said I might want to get a credit card while I’m here, just in case something happens or whatever- and said I should ask you which one is best.  So let me know!  Luv, Soph 
 I spent some time checking over the latest student credit card offers, hoping to find some sort of fantastic … (more) September 30, 2007

Posted in Choosing Cards, Student Comments Off

I was pretty excited to see this offer from Chase, considering I’m looking for a new credit card.  The Chase Freedom (TM) Cash Visa Signature Card is giving away $50 when you use the card to make a purchase or transfer another balance to it. 
 So here is what I’m thinking I’ll do with this Chase promotion:

Apply for the credit card
Get the card and go to my nearest gas station and buy a pack of gum
Get my $50 rebate/bonus
Put my free money into my Ing direct account and let it earn 4.30% interest

So I’m already ahead of the game when I do this, but then I’ve also accomplished the need to have a credit card in my wallet for emergencies or … (more) September 29, 2007

Posted in Promotional Offers Comments Off

People frequently think of their credit cards as stressful liabilities. These people don’t have Chase Credit Cards. Chase Credit Cards give their users incredible benefits and rewards options, so that you can enjoy doing business every day.
Chase Credit Cards let you put your credit card to work for you. Not only can Chase offer you great rates and protection, but you can be using your Chase Credit Card to earn points that you can exchange for rewards that you really want. There’s no reason to get stuck with a credit card that gives you lots of free air miles if you hate to fly or aren’t planning on going anywhere. Chase Credit Cards give you the options that let you … (more) September 27, 2007

Posted in Choosing Cards, Rewards Comments Off

A Chase Credit Card is an excellent asset to have in your wallet. It can give you financial flexibility and freedom, earn you all kinds of rewards and rebates, help you build good credit, and help you keep track of your monthly expenses. But you don’t have to be the only one that benefits from your Chase Credit Card.
Chase offers its client a variety of credit cards tailored to benefit specific causes and organizations, so that you can show your pride and passion every time you make a purchase. Whether you’re an animal lover or a music enthusiast, Chase Credit Cards offer the opportunity for you to benefit both yourself and your favorite cause every time you swipe your card.
Your … (more) September 25, 2007

Posted in Credit Card Advice Comments Off

Your credit is an extremely valuable asset. By using money responsibly, improving your credit can pave the way for great things later in your life. Whether you’re a young person just starting out, or just someone who has never been in a position to build a strong credit history, using a Chase Credit Card can be an excellent and rewarding way to establish a good credit score.
People talk about credit scores a lot these days, but often people aren’t sure what exactly they are. Your credit score is based on an analysis of your credit files, or credit history, which banks and other financial institutions use to tell whether or not you are a person who will consistently pay your … (more) September 21, 2007

Posted in Bad Credit Comments Off

Sometimes you just don’t know where your money is going. With deposited checks and direct-deposits bringing money into your account, and your debit card drawing it back out for you to spend in cash form, you pick up receipts everywhere you go and still aren’t sure where all of your spending is taking place. But you can take the uncertainty out of the process with a Chase Credit Card. A Chase Credit Card will help you keep track of your expenditures, so you always know how your money is working for you.
Some people think that credit cards cause people to spend money unwisely. While it’s true that it is never a good idea to overextend your budget by using a … (more) September 18, 2007

Posted in Credit Card Advice, Credit Card Tips, Money Saving Tips Comments Off