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	<title>Credit Card Blog &#124; Credit Card Articles&#187; 2007  October</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Credit Cards and Credit History</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/credit-cards-and-credit-history-141.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/credit-cards-and-credit-history-141.php#comments</comments>
		<pubDate>Fri, 26 Oct 2007 01:20:39 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/25/credit-cards-and-credit-history/</guid>
		<description><![CDATA[Responsible credit card use can help you get out of a bad-credit situation.Â  If youâ€™ve had some problems making payments in the past, or know your credit isnâ€™t perfect- then you know exactly how it effects you.Â  When you apply for credit, you get turned down.Â  Even a new employer can use your credit score as a reason not to hire you!Â  Your automobile insurance rates can increase if you have poor credit.Â  Getting an apartment will be as impossible as a mortgage, since most landlords rely on your credit score now to determine whether or not you are a good tenant.
So- if you have already damaged your credit or itâ€™s just not as good as you would like, you ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/credit-cards-and-credit-history-141.php" rel="bookmark" title="Permanent Link to Credit Cards and Credit History" class="more">more</a>) <span class="date">October 25, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-advice/credit-cards-and-credit-history-141.php/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Joe Got Your Identity?</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/joe-got-your-identity-140.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/joe-got-your-identity-140.php#comments</comments>
		<pubDate>Wed, 24 Oct 2007 13:15:06 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[prevent identity theft]]></category>
		<category><![CDATA[stolen credit cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/24/joe-got-your-identity/</guid>
		<description><![CDATA[Identity theft is a growing concern, despite the high-tech attempts companies are making to help prevent it from happening.Â  It used to be that you&#8217;d only have to worry about identity theft if you were crazy enough to throw away documents without shredding them first.Â  If Joe the identity-thief was rifling through the dumpster, he&#8217;d be able to take those documents and run with them&#8230; literally, and start charging things in your name.
Now though, our information is stored all over the place.Â  Retail store databases, websites where we&#8217;ve created accounts and made payments for items, or where we&#8217;ve entered our personal information in order to receive payments for work completed.Â  Every time we swipe a credit card or debit card, ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/joe-got-your-identity-140.php" rel="bookmark" title="Permanent Link to Joe Got Your Identity?" class="more">more</a>) <span class="date">October 24, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-tips/joe-got-your-identity-140.php/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>A free $75 just for opening a new checking account</title>
		<link>http://blog.creditcardflyers.com/promotional-offers/a-free-75-just-for-opening-a-new-checking-account-139.php</link>
		<comments>http://blog.creditcardflyers.com/promotional-offers/a-free-75-just-for-opening-a-new-checking-account-139.php#comments</comments>
		<pubDate>Tue, 23 Oct 2007 17:59:19 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Promotional Offers]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[bank of america credit cards]]></category>
		<category><![CDATA[checking account promotions]]></category>
		<category><![CDATA[online checking accounts]]></category>
		<category><![CDATA[open a new checking account]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/23/a-free-75-just-for-opening-a-new-checking-account/</guid>
		<description><![CDATA[
Don&#8217;t you just hate it when you hear about a good deal after it&#8217;s too late to benefit from it?  Hopefully that won&#8217;t happen to you since you&#8217;re reading this right now!
Don&#8217;t miss out on getting $75 for doing nothing special the way that I did.  I still have steam coming out of my ears since I saw this information posted on some other blog out there after the fact. Why couldn&#8217;t it have been posted BEFORE I opened my Bank of America account? WHY?!
I actually just opened a new checking account with Bank of America online with a friend about a week ago for a business thing we&#8217;re going to be doing together&#8230; we live in different states so we liked the convenience ... (<a href="http://blog.creditcardflyers.com/promotional-offers/a-free-75-just-for-opening-a-new-checking-account-139.php" rel="bookmark" title="Permanent Link to A free $75 just for opening a new checking account" class="more">more</a>) <span class="date">October 23, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/promotional-offers/a-free-75-just-for-opening-a-new-checking-account-139.php/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>And now&#8230; Your Good Credit Management is Rewarded</title>
		<link>http://blog.creditcardflyers.com/rewards-credit-cards/and-now-your-good-credit-management-is-rewarded-138.php</link>
		<comments>http://blog.creditcardflyers.com/rewards-credit-cards/and-now-your-good-credit-management-is-rewarded-138.php#comments</comments>
		<pubDate>Mon, 22 Oct 2007 16:41:12 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Rewards Credit Cards]]></category>
		<category><![CDATA[cash back credit card]]></category>
		<category><![CDATA[discover card]]></category>
		<category><![CDATA[online cash back bonuses]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/22/and-now-your-good-credit-management-is-rewarded/</guid>
		<description><![CDATA[Discover cardÂ has to get creative when trying to lure customers over to their side of the fence.Â  Competing against the big names &#8211; MasterCard and Visa is no easyÂ task, but Discover has come up with a clever rewards program that just might make more people see the Discover cardÂ as a better option for their credit card choice.
Pay On Time : Get Rewarded
In the world ofÂ credit card payments, if you pay on time, you avoid late fees.Â  While that might be incentive enough to make your payments on time, Discover thought they&#8217;d go a step further. When you make your payments on time, you receive a &#8220;pay-on-time bonus&#8221; which is equal to a month&#8217;s worth of interest fees, whenever you have ... (<a href="http://blog.creditcardflyers.com/rewards-credit-cards/and-now-your-good-credit-management-is-rewarded-138.php" rel="bookmark" title="Permanent Link to And now&#8230; Your Good Credit Management is Rewarded" class="more">more</a>) <span class="date">October 22, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/rewards-credit-cards/and-now-your-good-credit-management-is-rewarded-138.php/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Business Credit Cards &#8211; The Secured Card Option</title>
		<link>http://blog.creditcardflyers.com/business-credit-cards/business-credit-cards-the-secured-card-option-137.php</link>
		<comments>http://blog.creditcardflyers.com/business-credit-cards/business-credit-cards-the-secured-card-option-137.php#comments</comments>
		<pubDate>Sat, 20 Oct 2007 16:20:31 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Business Credit Cards]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[new business financing]]></category>
		<category><![CDATA[secured business financing]]></category>
		<category><![CDATA[secured credit cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/20/business-credit-cards-the-secured-card-option/</guid>
		<description><![CDATA[Some people think secured credit cards are for people who just cant get any other financing. While it&#8217;s true that individuals with less than perfect credit can still get a secured credit card, many secured options offer just as many benefits as traditional cards and should not be over looked as a valuable form of business credit.
If your business is just starting, it won&#8217;t have a credit history. It&#8217;s very much like a teenager who has just graduated high school- it can be difficult to get a credit card because you haven&#8217;t yet established credit worthiness. So if you&#8217;re a business owner, you should not rule out the secured card option when it comes to applying for business credit cards.
Secured ... (<a href="http://blog.creditcardflyers.com/business-credit-cards/business-credit-cards-the-secured-card-option-137.php" rel="bookmark" title="Permanent Link to Business Credit Cards &#8211; The Secured Card Option" class="more">more</a>) <span class="date">October 20, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/business-credit-cards/business-credit-cards-the-secured-card-option-137.php/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Maximize Credit Card Use</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/maximize-credit-card-use-136.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/maximize-credit-card-use-136.php#comments</comments>
		<pubDate>Sat, 20 Oct 2007 00:12:46 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[choosing a credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[get the most out of your credit card]]></category>
		<category><![CDATA[rewards cards]]></category>
		<category><![CDATA[use a credit card each month]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/19/maximize-credit-card-use/</guid>
		<description><![CDATA[Yes, credit cards have a bad reputation in the eyes of most people. We all do it though- we get mad because we pay one of our credit cards a little late and then get hit with late fees, or worse, an interest rate hike on all of our credit cards.
You can really maximize your card usage though, and get more out of your rewards programs and get more control over your finances if you were to use your credit card to pay for all of your bills, purchases and expenses each month.
Now, if you do this- you have to be someone who has control! A lot can go wrong if you don&#8217;t keep yourself to a budget and make ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/maximize-credit-card-use-136.php" rel="bookmark" title="Permanent Link to Maximize Credit Card Use" class="more">more</a>) <span class="date">October 19, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-advice/maximize-credit-card-use-136.php/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>When You Need A New Card</title>
		<link>http://blog.creditcardflyers.com/choosing-credit-cards/when-you-need-a-new-card-135.php</link>
		<comments>http://blog.creditcardflyers.com/choosing-credit-cards/when-you-need-a-new-card-135.php#comments</comments>
		<pubDate>Fri, 19 Oct 2007 00:46:03 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[apply for credit]]></category>
		<category><![CDATA[choose a credit card]]></category>
		<category><![CDATA[new credit card]]></category>
		<category><![CDATA[Rewards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/18/when-you-need-a-new-card/</guid>
		<description><![CDATA[Most people have at least one credit card, if not more. No matter how many cards you carry in your wallet, thereâ€™s a chance that you might need a new one! Or maybe you want to consolidate your existing card debt onto a single credit card, for lower rates and easier managing of your finances? Whatever your reasoning for looking at new credit cards, you want to make sure you choose a card that gives you the best deal possible.Â  Before you go applying for the first credit card you see, letâ€™s just take a minute to evaluate your options and help you choose a card that will give you the mostÂ  benefits based on how you use the card. ... (<a href="http://blog.creditcardflyers.com/choosing-credit-cards/when-you-need-a-new-card-135.php" rel="bookmark" title="Permanent Link to When You Need A New Card" class="more">more</a>) <span class="date">October 18, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/choosing-credit-cards/when-you-need-a-new-card-135.php/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Still No Idea about Your Credit Score? Get Your Credit Score FREE!</title>
		<link>http://blog.creditcardflyers.com/promotional-offers/still-no-idea-about-your-credit-score-get-your-credit-score-free-134.php</link>
		<comments>http://blog.creditcardflyers.com/promotional-offers/still-no-idea-about-your-credit-score-get-your-credit-score-free-134.php#comments</comments>
		<pubDate>Thu, 18 Oct 2007 20:48:35 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Promotional Offers]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[get credit score free]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/18/still-no-idea-about-your-credit-score-get-your-credit-score-free/</guid>
		<description><![CDATA[
Don&#8217;t miss the chance to get your credit score for FREE!

Unlimited access to your Credit Report for 60 days online
Automatic notifications of changes to your credit report
A detailed personal analysis
Details on who has reviewed your report

How is my Credit Score? Check it out for FREE&#62;&#62;&#62;

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		<wfw:commentRss>http://blog.creditcardflyers.com/promotional-offers/still-no-idea-about-your-credit-score-get-your-credit-score-free-134.php/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Making a List and Checking it Twice</title>
		<link>http://blog.creditcardflyers.com/credit-report-and-credit-score/making-a-list-and-checking-it-twice-133.php</link>
		<comments>http://blog.creditcardflyers.com/credit-report-and-credit-score/making-a-list-and-checking-it-twice-133.php#comments</comments>
		<pubDate>Thu, 18 Oct 2007 01:44:41 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Report and Score]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[fico score]]></category>
		<category><![CDATA[get my credit score]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/17/making-a-list-and-checking-it-twice/</guid>
		<description><![CDATA[There&#8217;s a reason why Santa Clause makes his list and then checks it twice!Â  It&#8217;s because people make mistakes.Â  Because people make mistakes, and because your credit score is calculated based on the information that people enter about you into a file- don&#8217;t you think you should get your list and check it twice?
Or at least once a year from each of the three major credit bureaus.
You&#8217;re entitled to a copy of your credit report for free, once every 12 months.Â  Many people either do not know about this, or just don&#8217;t take advantage of it. Â Â  Why would you want to leave the fate of your future in the hands of people and companies that really don&#8217;t know you ... (<a href="http://blog.creditcardflyers.com/credit-report-and-credit-score/making-a-list-and-checking-it-twice-133.php" rel="bookmark" title="Permanent Link to Making a List and Checking it Twice" class="more">more</a>) <span class="date">October 17, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-report-and-credit-score/making-a-list-and-checking-it-twice-133.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>WHAT?! $750 for an iPhone if You Don&#8217;t Have Perfect Credit?</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/what-750-for-an-iphone-if-you-dont-have-perfect-credit-124.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/what-750-for-an-iphone-if-you-dont-have-perfect-credit-124.php#comments</comments>
		<pubDate>Wed, 17 Oct 2007 01:15:53 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[apple phone]]></category>
		<category><![CDATA[at&T]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[internet cell phones]]></category>
		<category><![CDATA[iphone]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/10/16/what-750-for-an-iphone-if-you-dont-have-perfect-credit/</guid>
		<description><![CDATA[The iPhone is clearly a product that&#8217;s targeted to people with some disposable income, considering it runs around $500 normally. But even people who would spend $500 on a phone (that&#8217;s more than a phone really) could have less-than-perfect-credit scores. All it takes is one late payment and suddenly you could be flagged as &#8216;average&#8217; credit or something!So what happens if you go to the store to pick up your iPhone, only to find out your credit isn&#8217;t as good as you thought? Well, you actually won&#8217;t be turned away, like what happens with most things you apply for and your credit isn&#8217;t good enough. Instead, iPhone just requires that you make an additional deposit of $250, making the grand ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/what-750-for-an-iphone-if-you-dont-have-perfect-credit-124.php" rel="bookmark" title="Permanent Link to WHAT?! $750 for an iPhone if You Don&#8217;t Have Perfect Credit?" class="more">more</a>) <span class="date">October 16, 2007</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-advice/what-750-for-an-iphone-if-you-dont-have-perfect-credit-124.php/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
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