Fancy you have finally got a chance to go on your dream trip to Chili, Mexico, Brazil, the Maldives, or the Caribbean. You enjoy every minute of your vacation, lying in the beach, walking around the place, eating feijoado completa in Sao Paolo, or drinking Red Stripe in Jamaica. Imagine your righteous anger and disappointment when you find your credit card that you are trying to pay for your hotel stay in Rio or for another shot of Jamaican rum with to be suspended. This can really mess up your getaway.
You can laugh at it, but your credit card fraud protection system is the one to blame for your spoiled holidays. If you didn’t bother to contact your credit card … (more) February 29, 2008

Posted in Credit Card Advice, Identity Theft 2 Comments »

Say you have a small business. You do everything right, your business prospers. But you are not the only owner. You share the business with a partner. And it’s common practice for business owners to have business credit cards. With such plastics you can control all company’s expenses and get business related bonuses. It’s convenient and profitable.
But choosing a partner you are not just to weigh all his or her business and personal qualities. Imagine that you are choosing a future wife or a husband. You need to be 100% sure in your partner, maybe even more confident than you are about yourself. Only in case you can rely on your partner and entrust him or her the company’s management, … (more) February 26, 2008

Posted in Business Credit Cards, Debt Consolidation 2 Comments »

When your kid graduates high school, when you see him or her in that graduation cap and gown, you realize that your baby-boy of girl grew so big. And you get that mixed feeling of melancholy and pride for your child. Going to college is the next important step in your kid’s life. And that is the reason for most parents’ concern.
And it is not only your child’s tuition, safety, and health you should worry about. As soon as your son or daughter turns eighteen, they become eligible to get credit cards. And if your kid starts using his or her first credit card without the necessary knowledge and out of your control, your newly-fledged credit card holder can get … (more) February 19, 2008

Posted in Student Credit Cards 4 Comments »

St. Valentine’s Day… The most romantic holiday in a year. On this day love birds give each other candies, flowers, Valentine cards, and exchange vows of eternal love. This celebration is a perfect occasion to ask that sacramental “Will-you-marry-me” question. Just imagine, two hearts beating together decide to tie the knot on this wonderful day. Isn’t it a beautiful story to tell grandchildren later on?
After she says “Yes”, and “I do” then, you will want to go on a honeymoon. All those wedding preparations and the ceremony itself will cost you a pretty penny. Add honeymoon expenses to it and your impressive bank account will melt away faster than a piece of ice in your soda cup. So, how can … (more) February 15, 2008

Posted in Airline Miles 4 Comments »

You can find numerous articles and tips on how to eliminate your credit card debt in the Net. About 90% of those guidelines imply using balance transfer. And this really seems to be the best decision for people carrying considerable credit card balances. What can be easier? You just get a balance transfer credit card with 0% introductory APR and forget about money-sucking interest rates and just get rid of your debts.
Actually, it is much more than meets the eye. If only everything was so simple! If every credit card holder could transfer his or her balance every time their promotional period is over, then, probably, no one would have had outstanding debts. So, let’s figure out what can stop … (more) February 12, 2008

Posted in Balance Transfer, Credit Card Advice 3 Comments »

With this century’s modern technologies and numerous devices that hasten our pace of living, time flies with the speed of light. High speed internet, high speed trains, high-speed everything… Sometimes it seems that your life can run by in a flash. But actually, all those high-tech devices are meant to make our life easier and save our time.
Credit cards also help a lot in money related matters. Besides a better-organized financial management, with credit cards you spend much less time on paying for merchandise and services. Instant approval cards can save you even more time. More of your precious time that you can spend with your close people, or going out, entertaining, doing sports, or anything else you really like.
Credit … (more) February 10, 2008

Posted in Rewards Credit Cards 3 Comments »