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	<title>Credit Card Blog &#124; Credit Card Articles&#187; 2009  May</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>Understanding Rewards Programs and How it Benefits Your Spending</title>
		<link>http://blog.creditcardflyers.com/promotional-offers/understanding-rewards-programs-and-how-it-benefits-your-spending-552.php</link>
		<comments>http://blog.creditcardflyers.com/promotional-offers/understanding-rewards-programs-and-how-it-benefits-your-spending-552.php#comments</comments>
		<pubDate>Sun, 31 May 2009 12:05:26 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Promotional Offers]]></category>
		<category><![CDATA[Rewards Credit Cards]]></category>
		<category><![CDATA[credit card rewards]]></category>
		<category><![CDATA[free flights]]></category>
		<category><![CDATA[free gasoline]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=552</guid>
		<description><![CDATA[Ever since we were young, we have been thrilled with rewards for good behavior. As babies, we learn to talk and deliver our talents in exchange of prizes or rewards. As we grow older, in elementary, we are given stars or medals for achieving a certain behavior. This continues until our adolescence, and even as we grow older, but in a more mature form involving money. Yes, even credit cards reward you nowadays for good spending behavior.
But what exactly is a good spending behavior? I don&#8217;t think good or bad spending habits matter that much to banks. What counts in the end of the day is how much you spend with their cards and how it benefits their economy. Banks ... (<a href="http://blog.creditcardflyers.com/promotional-offers/understanding-rewards-programs-and-how-it-benefits-your-spending-552.php" rel="bookmark" title="Permanent Link to Understanding Rewards Programs and How it Benefits Your Spending" class="more">more</a>) <span class="date">May 31, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don’t Get Fooled by Instant Approvals!</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/dont-get-fooled-by-instant-approvals-546.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/dont-get-fooled-by-instant-approvals-546.php#comments</comments>
		<pubDate>Sat, 30 May 2009 12:05:10 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[credit accounts]]></category>
		<category><![CDATA[emergency purposes]]></category>
		<category><![CDATA[instant approval cards]]></category>
		<category><![CDATA[store credit cards]]></category>
		<category><![CDATA[types of credit cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=546</guid>
		<description><![CDATA[We might have experienced, in one way or another, getting offers from our favorite stores. For instance, they could offer their very own credit card that allows us to get up to 10% discounts on our purchases. That can be a very hard thing to resist, especially on branded clothing or techie gadgets. After all, this gives us savings of up to $30.
But before we fall into the pit once again, it is best to weigh pros and cons before making hasty decisions that could make or break our financial future.
The first thing we should always ask ourselves is whether we need to have a new credit card. Although it is always enticing to get a new credit card approved ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/dont-get-fooled-by-instant-approvals-546.php" rel="bookmark" title="Permanent Link to Don’t Get Fooled by Instant Approvals!" class="more">more</a>) <span class="date">May 30, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-advice/dont-get-fooled-by-instant-approvals-546.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dodging Credit Card Problems</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/dodging-credit-card-problems-542.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/dodging-credit-card-problems-542.php#comments</comments>
		<pubDate>Fri, 29 May 2009 12:00:40 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=542</guid>
		<description><![CDATA[Since ancient times, trade has been a fundamental dynamic of the human society. Today, the world of trade revolves in a fast-paced universe where efficiency is the driving force. Doing more in a shorter period of time is the common philosophy shared inside the business industry. The same idea gave birth to the modern credit card in 1950. Since then, the credit card has evolved and became the sole tool needed in trade.
Credit cards allow you to purchase airline tickets or make hotel reservations when traveling. These transactions could either be done through phone or the more popular way of using the internet. Online transactions mainly utilize credit cards. So, it would be a need if your business is done ... (<a href="http://blog.creditcardflyers.com/credit-card-general/dodging-credit-card-problems-542.php" rel="bookmark" title="Permanent Link to Dodging Credit Card Problems" class="more">more</a>) <span class="date">May 29, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-general/dodging-credit-card-problems-542.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Cards: Choosing the Right Card that Fits Your Life Style</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/credit-cards-choosing-the-right-card-that-fits-your-life-style-535.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/credit-cards-choosing-the-right-card-that-fits-your-life-style-535.php#comments</comments>
		<pubDate>Thu, 28 May 2009 12:10:27 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[business establishments]]></category>
		<category><![CDATA[credit balance]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[entertainment cards]]></category>
		<category><![CDATA[frequent travelers]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=535</guid>
		<description><![CDATA[The idea of credit cards has been around longer than that of bills. The first forms were called credit markers. These markers indicated different amounts that were borrowed. Later on, business establishments adopted the concept and introduced prepaid charge cards to insure loyalty from their customers.
It eliminated traveling around with large sums of money and provided security for customers. The downside is that not all parts of the country had the same establishments that the owner has subscribed to. Hence, individuals at that time had to get 12 cards or more, especially those who travel a lot.
The modern credit card, designed by Frank McNammara, enables every purchase in various stores and business establishment to done using only one card. This ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/credit-cards-choosing-the-right-card-that-fits-your-life-style-535.php" rel="bookmark" title="Permanent Link to Credit Cards: Choosing the Right Card that Fits Your Life Style" class="more">more</a>) <span class="date">May 28, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don’t Let your Banks Sell your Information!</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/dont-let-your-banks-sell-your-information-528.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/dont-let-your-banks-sell-your-information-528.php#comments</comments>
		<pubDate>Wed, 27 May 2009 22:54:31 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[financial institutions]]></category>
		<category><![CDATA[financial modernization act]]></category>
		<category><![CDATA[joint marketing]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=528</guid>
		<description><![CDATA[Getting tired of those telemarketers who unbelievably know your phone number and even how fat your bank account is to offer you their very expensive services? Or tired of getting promotional pamphlets from people you don’t know enough to have business with? I understand you; I feel the same way. We aren’t alone. In fact, if you care to know, you can actually be protected from these promotional items and phone calls.
Gramm-Leach-Bliley Financial Modernization Act of 1999 is a law that gives you the right to tell your bank that you don’t want your information shared. However, this is only limited to their third parties that do not have affiliations with them. This means that banks can automatically exercise the ... (<a href="http://blog.creditcardflyers.com/credit-card-general/dont-let-your-banks-sell-your-information-528.php" rel="bookmark" title="Permanent Link to Don’t Let your Banks Sell your Information!" class="more">more</a>) <span class="date">May 27, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-general/dont-let-your-banks-sell-your-information-528.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Read Your Way Smoothly Through a Credit Report</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/read-your-way-smoothly-through-a-credit-report-516.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/read-your-way-smoothly-through-a-credit-report-516.php#comments</comments>
		<pubDate>Tue, 26 May 2009 12:01:25 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Report and Score]]></category>
		<category><![CDATA[annual credit report]]></category>
		<category><![CDATA[public records]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=516</guid>
		<description><![CDATA[There are times when you would need to secure a copy of your credit report out of need or want to manage your credit accounts effectively. Whichever among these is your reason, it is always wise to secure a copy of your annual credit report. It is your right anyway — you might as well exercise it.
First things first — make sure to get your credit report from each of the three credit-reporting agencies (TransUnion, Equifax and Experian). It is common misconception that getting one of these would be enough. Remember: creditors have the option to choose which among these three they would want to subscribe to so a complete credit report would be such report from all these three ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/read-your-way-smoothly-through-a-credit-report-516.php" rel="bookmark" title="Permanent Link to Read Your Way Smoothly Through a Credit Report" class="more">more</a>) <span class="date">May 26, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Emerging Payment Methods — Exposed!</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/emerging-payment-methods-exposed-510.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/emerging-payment-methods-exposed-510.php#comments</comments>
		<pubDate>Mon, 25 May 2009 12:21:01 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[card transactions]]></category>
		<category><![CDATA[checking account]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[gift card]]></category>
		<category><![CDATA[gift cards]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[personalized gifts]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[youngsters]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=510</guid>
		<description><![CDATA[One of the most difficult tasks to do is to compare one product from another. Maintaining objectivity is something that is not easy to do, especially if you are a user of one of the products that you would have to compare. Comparison on the use of prepaid cards, debit cards, and gift cards is no different. But I’d rather break a leg than not be able to tell you the pros and cons of these emerging payment methods.
Nothing bad can be said about prepaid cards when it comes to the consequences of misusing them. If you haven’t loaded money into your prepaid account, then you can’t use it. The way it works is not for everyone though because as ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/emerging-payment-methods-exposed-510.php" rel="bookmark" title="Permanent Link to Emerging Payment Methods — Exposed!" class="more">more</a>) <span class="date">May 25, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-tips/emerging-payment-methods-exposed-510.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Tips for a Real and Almost Cashless Take Off</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/tips-for-a-real-and-almost-cashless-take-off-504.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/tips-for-a-real-and-almost-cashless-take-off-504.php#comments</comments>
		<pubDate>Sun, 24 May 2009 12:13:18 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[airlines]]></category>
		<category><![CDATA[awaited vacation]]></category>
		<category><![CDATA[cashless travel]]></category>
		<category><![CDATA[dream travel]]></category>
		<category><![CDATA[early bird]]></category>
		<category><![CDATA[extra points]]></category>
		<category><![CDATA[free rewards]]></category>
		<category><![CDATA[frequent flier miles]]></category>
		<category><![CDATA[frequent flier programs]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=504</guid>
		<description><![CDATA[If traveling is your thing then most probably, it is also your thing to sign up for frequent-flier programs. Planning to do so or have already tried, these tips can still add excitement to your quest for an almost cashless take off.

Value over want. You may already be very excited to fly but this is not an excuse to overlook options and not get the best deal you could get. Yes, you may really want to get to that particular destination but think — is there a greater offer that can take you to a better place that would allow you to maximize your reward?
Be an early bird. Browse the internet and you’d find shocking news (in fact, you may ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/tips-for-a-real-and-almost-cashless-take-off-504.php" rel="bookmark" title="Permanent Link to Tips for a Real and Almost Cashless Take Off" class="more">more</a>) <span class="date">May 24, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-tips/tips-for-a-real-and-almost-cashless-take-off-504.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The Two Faces of the Zero Percent Interest Credit Cards</title>
		<link>http://blog.creditcardflyers.com/credit-card-tips/the-two-faces-of-the-zero-percent-interest-credit-cards-501.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-tips/the-two-faces-of-the-zero-percent-interest-credit-cards-501.php#comments</comments>
		<pubDate>Sat, 23 May 2009 15:36:16 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[applying for a credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card providers]]></category>
		<category><![CDATA[financial responsibilities]]></category>
		<category><![CDATA[interest credit cards]]></category>
		<category><![CDATA[two faces]]></category>
		<category><![CDATA[zero interest]]></category>
		<category><![CDATA[zero percent interest credit cards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=501</guid>
		<description><![CDATA[No matter how hard you would want to avoid incurring uncalled for credit card debt, this seems to be almost impossible with the skyrocketing credit card interests that come with each purchase you make using your plastic. Applying for a credit card with a zero interest rate may appear very appealing in this case but before you go ahead and jump on the first offer that comes your way, read on to see through the two faces of zero percent interest credit cards.
This option is commonly made available by credit card providers through introductory offers. The terms will depend on your overall credit history, credit limit, and the company itself. Therefore, if you have bad credit records and you need ... (<a href="http://blog.creditcardflyers.com/credit-card-tips/the-two-faces-of-the-zero-percent-interest-credit-cards-501.php" rel="bookmark" title="Permanent Link to The Two Faces of the Zero Percent Interest Credit Cards" class="more">more</a>) <span class="date">May 23, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Cash Back Cards &#8211; a Plastic Option to See Through</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/cash-back-cards-a-plastic-option-to-see-through-495.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/cash-back-cards-a-plastic-option-to-see-through-495.php#comments</comments>
		<pubDate>Fri, 22 May 2009 14:48:20 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[applying for a credit card]]></category>
		<category><![CDATA[cash back credit cards]]></category>
		<category><![CDATA[credit accounts]]></category>
		<category><![CDATA[credit card account]]></category>
		<category><![CDATA[credit card reward programs]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=495</guid>
		<description><![CDATA[Tired of reading through blogs and articles that all seem to point out that it is best to freeze your credit card to death than to keep it with you at all times? Don’t you worry — this won’t do the same.
As a plastic user, I have already exhausted all the possible means to find out how I can make the most out my card. I have done my own research and reading. I have even gone the extra mile by talking to my creditors. While it is really wise to just not own a credit card and just live within my means, I just can’t. I am already as dependent as you are.
What separates me from the lot is ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/cash-back-cards-a-plastic-option-to-see-through-495.php" rel="bookmark" title="Permanent Link to Cash Back Cards &#8211; a Plastic Option to See Through" class="more">more</a>) <span class="date">May 22, 2009</span>]]></description>
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