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	<title>Credit Card Blog &#124; Credit Card Articles&#187; 2009  August</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>How to Benefit from Credit Card Balance Transfer Offers</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/how-to-benefit-from-credit-card-balance-transfer-offers-860.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/how-to-benefit-from-credit-card-balance-transfer-offers-860.php#comments</comments>
		<pubDate>Tue, 01 Sep 2009 02:10:46 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=860</guid>
		<description><![CDATA[Financial surveys show that months with holiday seasons are times when most try to apply for credit cards. It is also after the holidays that credit card charges soar at the highest. In response to this marketing trend, credit card companies generously spend their marketing budget to attract new cardholders and to keep their old customers as well. How? Through credit card balance transfer offers.
By offering zero interest rate for balance transfers, even those who already have credit cards from other companies are attracted to open a new account hoping to pay off their charges at a less cost. Are you planning to apply for a balance transfer credit card as well?
If you are, then there’s nothing wrong with that. ... (<a href="http://blog.creditcardflyers.com/credit-card-general/how-to-benefit-from-credit-card-balance-transfer-offers-860.php" rel="bookmark" title="Permanent Link to How to Benefit from Credit Card Balance Transfer Offers" class="more">more</a>) <span class="date">August 31, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What You Should Know about Balance Transfer Credit Cards</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/what-you-should-know-about-balance-transfer-credit-cards-858.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/what-you-should-know-about-balance-transfer-credit-cards-858.php#comments</comments>
		<pubDate>Mon, 31 Aug 2009 02:09:40 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=858</guid>
		<description><![CDATA[With so many people getting stuck in debt, credit card companies are finding new ways to make their offers more attractive. By introducing balance transfer credit cards, they can invite more cardholders, even if these people already own credit cards from other issuers. In fact, those who apply for a balance transfer credit card often own multiple credit card accounts.
As its name suggests, these credit cards offer 0% interest on balance transfers so a cardholder can move over all unpaid charges to this card and continue paying them off without incurring the monthly interest rate. If you currently have unpaid debts, should you get a balance transfer credit card?
With the right strategy, a balance transfer card can be a great ... (<a href="http://blog.creditcardflyers.com/credit-card-general/what-you-should-know-about-balance-transfer-credit-cards-858.php" rel="bookmark" title="Permanent Link to What You Should Know about Balance Transfer Credit Cards" class="more">more</a>) <span class="date">August 30, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Your Guide to Comparing Balance Transfer Cards</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/your-guide-to-comparing-balance-transfer-cards-856.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/your-guide-to-comparing-balance-transfer-cards-856.php#comments</comments>
		<pubDate>Sun, 30 Aug 2009 02:08:49 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=856</guid>
		<description><![CDATA[Credit cards that offer 0% interest rate for balance transfers are growing in popularity. As more people get stuck in debt, getting a new card with 0% APR seems to be the easiest way to solve the problem. Nevertheless, before you do sign up for a new card, do not forget to compare your choices. Below are guidelines that you should consider when comparing balance transfer cards.
Length of the Introductory Period
How long can you enjoy your 0% interest rate? Some cards offer only 3 months for their introductory period while there are others that allow up to 12 months of zero 0% interest.  Surely, it would be better to go with the credit card that offers the longest 0% interest ... (<a href="http://blog.creditcardflyers.com/credit-card-general/your-guide-to-comparing-balance-transfer-cards-856.php" rel="bookmark" title="Permanent Link to Your Guide to Comparing Balance Transfer Cards" class="more">more</a>) <span class="date">August 29, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Common Mistakes in Using 0 Balance Transfer Credit Cards</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/common-mistakes-in-using-0-balance-transfer-credit-cards-854.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/common-mistakes-in-using-0-balance-transfer-credit-cards-854.php#comments</comments>
		<pubDate>Sat, 29 Aug 2009 02:07:57 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=854</guid>
		<description><![CDATA[A lot of people quickly make the switch to a balance transfer credit card without giving it much thought. But did you know that the wrong choice and the incorrect use of 0 balance transfer credit cards can lead to worse debt problems? Let us talk about the most common mistakes people commit when using 0 interest credit cards.
Not checking the terms and conditions
Don’t be too excited about the promise of 0% APR. Opening a new account is a serious decision that should be made with caution. You don’t want to be stuck with a card that has an even higher APR than your current one just because you did not check the regular rate and the introductory period.
Also, bear ... (<a href="http://blog.creditcardflyers.com/credit-card-general/common-mistakes-in-using-0-balance-transfer-credit-cards-854.php" rel="bookmark" title="Permanent Link to Common Mistakes in Using 0 Balance Transfer Credit Cards" class="more">more</a>) <span class="date">August 28, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wise Strategies in Transferring Credit Card Balance</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/wise-strategies-in-transferring-credit-card-balance-852.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/wise-strategies-in-transferring-credit-card-balance-852.php#comments</comments>
		<pubDate>Fri, 28 Aug 2009 02:07:03 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=852</guid>
		<description><![CDATA[How can a balance transfer credit card help you manage your debt better? Listed below are wise strategies for transferring credit card balance.
Choose the right card. Not all credit cards that offer a zero interest rate on balance transfers are worth signing up for. You need to be picky before submitting your application. First, make sure that the regular interest rate will still be low enough for you to maintain your account. Second, make sure there are no hidden fees or unfair charges. Third, find a card that gives a sufficient introductory period so you can enjoy the zero interest rate for a longer time.
Check your personal credit rating. Most credit card companies accept only cardholders with good credit history. ... (<a href="http://blog.creditcardflyers.com/credit-card-general/wise-strategies-in-transferring-credit-card-balance-852.php" rel="bookmark" title="Permanent Link to Wise Strategies in Transferring Credit Card Balance" class="more">more</a>) <span class="date">August 27, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Increasing the Chances of Instant Credit Card Approval</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/increasing-the-chances-of-instant-credit-card-approval-849.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/increasing-the-chances-of-instant-credit-card-approval-849.php#comments</comments>
		<pubDate>Thu, 27 Aug 2009 02:03:50 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=849</guid>
		<description><![CDATA[An instant approval card may be the fastest way of getting a credit card, but it doesn’t mean that it’s the easiest. There is still no guarantee that the credit card application is going to be approved. Here are some pointers to remember to ensure instant credit card approval. Following these tips will greatly increase the probability of approval.
The basis of a bank’s decision regarding a credit card application’s approval is usually the applicant’s credit rating. In most cases, it is important for the applicant to have good credit rating so pay attention to your rating as well. Also, it may seem that applying for many credit cards is a good idea because it increases the odds of getting more ... (<a href="http://blog.creditcardflyers.com/credit-card-general/increasing-the-chances-of-instant-credit-card-approval-849.php" rel="bookmark" title="Permanent Link to Increasing the Chances of Instant Credit Card Approval" class="more">more</a>) <span class="date">August 26, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-general/increasing-the-chances-of-instant-credit-card-approval-849.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Instant Approval Credit Card for Students</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/instant-approval-credit-card-for-students-847.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/instant-approval-credit-card-for-students-847.php#comments</comments>
		<pubDate>Wed, 26 Aug 2009 02:02:44 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=847</guid>
		<description><![CDATA[Students may find it hard to apply for a credit card because their finances are not that stable. They may assume that they would have to go through the entire process of going to a bank and applying manually before they can avail of a credit card. But actually, students can just as easily apply for an instant approval credit card as anybody else can. In fact, there are some instant approval cards that are geared especially towards students.
Citi mtvU Platinum Select Visa – The bank analyzes the information contained in the student’s application and credit rating is also taken into account. If the bank decides that the student is qualified, then it gives 0% APR on balance transfers and ... (<a href="http://blog.creditcardflyers.com/credit-card-general/instant-approval-credit-card-for-students-847.php" rel="bookmark" title="Permanent Link to Instant Approval Credit Card for Students" class="more">more</a>) <span class="date">August 25, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-general/instant-approval-credit-card-for-students-847.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Making the Most of Bad Credit Cards</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/making-the-most-of-bad-credit-cards-845.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/making-the-most-of-bad-credit-cards-845.php#comments</comments>
		<pubDate>Tue, 25 Aug 2009 02:01:59 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=845</guid>
		<description><![CDATA[Credit rating is usually the most important consideration when it comes to credit card applications. Because of this, people with bad ratings may find it hard to qualify. What’s worse, if they apply for a card and their applications are declined, this hurts their ratings even more.
The best thing to do in this situation is to apply for bad credit cards. This way, their credit ratings will be protected. This can help them stay afloat until they improve their credit rating just enough to apply for other cards with better benefits.
Here are some of the best bad credit cards in the market today.
AccountNow prepaid Visa Card
Credit rating is certainly not an issue with this card. It is available for anyone ... (<a href="http://blog.creditcardflyers.com/credit-card-general/making-the-most-of-bad-credit-cards-845.php" rel="bookmark" title="Permanent Link to Making the Most of Bad Credit Cards" class="more">more</a>) <span class="date">August 24, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Credit Card for Bad Credit Saves the Day</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/the-credit-card-for-bad-credit-saves-the-day-843.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/the-credit-card-for-bad-credit-saves-the-day-843.php#comments</comments>
		<pubDate>Mon, 24 Aug 2009 02:01:22 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=843</guid>
		<description><![CDATA[A credit card for bad credit is not just a card that doesn’t require good credit history or high income. It can also be considered a lifeline that helps people stay afloat until they are more financially stable and more able to rebuild their credit scores.
Getting a card can be the first solid step towards reestablishing good credit rating. When a person applies for a credit card for bad credit, he or she does this with no risk of lowering ratings. The application is guaranteed approved so there is no chance that the rating will decrease even further because of a rejected application.
Aside from these, such cards recognize the financial state of their clients. They offer low interest rates – ... (<a href="http://blog.creditcardflyers.com/credit-card-general/the-credit-card-for-bad-credit-saves-the-day-843.php" rel="bookmark" title="Permanent Link to The Credit Card for Bad Credit Saves the Day" class="more">more</a>) <span class="date">August 23, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Make Life Easier with Instant Decision Credit Cards</title>
		<link>http://blog.creditcardflyers.com/credit-card-general/make-life-easier-with-instant-decision-credit-cards-841.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-general/make-life-easier-with-instant-decision-credit-cards-841.php#comments</comments>
		<pubDate>Sun, 23 Aug 2009 02:00:38 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=841</guid>
		<description><![CDATA[Having a credit card may be considered a luxury in itself. A person does not need to bring cash wherever he goes. It is also easier to keep track of your finances when you pay bills for your purchases and transactions once a month. Also, most credit cards come with additional benefits that the cardholder can take advantage of.
Now, even the credit card application process is expedited with instant decision credit cards. The entire process can even be done through the computer. You can have a credit card even without leaving the house. Also, with this credit card, a person does not have to wait for days or weeks to find out if the bank is going to approve the ... (<a href="http://blog.creditcardflyers.com/credit-card-general/make-life-easier-with-instant-decision-credit-cards-841.php" rel="bookmark" title="Permanent Link to Make Life Easier with Instant Decision Credit Cards" class="more">more</a>) <span class="date">August 22, 2009</span>]]></description>
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