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	<title>Credit Card Blog &#124; Credit Card Articles&#187; Debt Consolidation</title>
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	<link>http://blog.creditcardflyers.com</link>
	<description>CreditcardFlyers.com Blog: The place for everything about finance, credit card articles, all of the newest card offers/perks, and the answers you need to your credit questions!</description>
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		<title>6 Things College Kids Should Know About Credit Cards</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/6-things-college-kids-should-know-about-credit-cards-291.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/6-things-college-kids-should-know-about-credit-cards-291.php#comments</comments>
		<pubDate>Thu, 23 Apr 2009 10:32:45 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Choosing Credit Cards]]></category>
		<category><![CDATA[Credit Card Tips]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Promotional Offers]]></category>
		<category><![CDATA[Report and Score]]></category>
		<category><![CDATA[Student Credit Cards]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[student rewards]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=291</guid>
		<description><![CDATA[Credit card offers start pouring into the mailbox for consumers at a relatively young age. Most high school graduates will begin receiving such offers before leaving home for college and many more will get offers and promotional materials while in college. The promotionals may seem like a great deal but for most of the recipients, they do not yet know how credit even works. Without a solid knowledge-base of credit, students can be facing a life-long battle with debt and other financial difficulties.
Here are 6 things college kids need to know about credit cards: 
Introducing Your Own Credit Report – Opening a credit card account will also likely be the start of your credit report. As many teens can&#8217;t wait ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/6-things-college-kids-should-know-about-credit-cards-291.php" rel="bookmark" title="Permanent Link to 6 Things College Kids Should Know About Credit Cards" class="more">more</a>) <span class="date">April 23, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Scams While Fixing Your Credit</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/avoid-scams-while-fixing-your-credit-248.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/avoid-scams-while-fixing-your-credit-248.php#comments</comments>
		<pubDate>Tue, 14 Apr 2009 21:08:20 +0000</pubDate>
		<dc:creator>Lindsey Keels</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[credit help]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[financial assistance]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/?p=248</guid>
		<description><![CDATA[Adding insult to injury as you try to get out from under debt, scammers who take advantage of your financial vulnerabilities can make your strides towards a debt free life even more difficult if you fall for their tricks. As more people are turning towards third-parties for assistance with their finances, there are more consumers who are being taken by con artists who are only interested in money.
While consumers have the best intentions when seeking outside help, many do not do the proper planning or research needed to ensure they are dealing with an above-board company. They fail to check the histories of so-called credit counselors in their rush to find debt freedom. But not doing their due-diligence can quickly ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/avoid-scams-while-fixing-your-credit-248.php" rel="bookmark" title="Permanent Link to Avoid Scams While Fixing Your Credit" class="more">more</a>) <span class="date">April 14, 2009</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/debt-consolidation/avoid-scams-while-fixing-your-credit-248.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Economy Slowdown Works like an Anti-Credit-Obsession for US Households</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/economy-slowdown-works-like-an-anti-credit-obsession-for-us-households-198.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/economy-slowdown-works-like-an-anti-credit-obsession-for-us-households-198.php#comments</comments>
		<pubDate>Wed, 03 Dec 2008 10:21:17 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Money Saving Tips]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/12/03/economy-slowdown-works-like-an-anti-credit-obsession-for-us-households/</guid>
		<description><![CDATA[Seems like the current economy problems are here to stay for good. Well, for some months, at least. And it is not just credit card companies and bank that suffer enormous losses due to delinquencies. Many American households in these trying times are struggling to make ends meets. A stream of easy credit that millions of American families came to depend on, now barely exists. Lots of households just lost a sufficient source of financing.
There&#8217;s a friend of mine, Dylan. He is an engineer in Silicon Valley. He seems to have it all â€“ a beautiful wife Emily, who is a top manager at a big company, two cute kids, a house they bought, 2 cars and a dog. The ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/economy-slowdown-works-like-an-anti-credit-obsession-for-us-households-198.php" rel="bookmark" title="Permanent Link to Economy Slowdown Works like an Anti-Credit-Obsession for US Households" class="more">more</a>) <span class="date">December 3, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/credit-card-advice/economy-slowdown-works-like-an-anti-credit-obsession-for-us-households-198.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Moving to Another State to Get a Job? Leave Your Mortgage Here!</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/moving-to-another-state-to-get-a-job-leave-your-mortgage-here-195.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/moving-to-another-state-to-get-a-job-leave-your-mortgage-here-195.php#comments</comments>
		<pubDate>Mon, 27 Oct 2008 12:14:56 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/10/27/moving-to-another-state-to-get-a-job-leave-your-mortgage-here/</guid>
		<description><![CDATA[The economy recession that America is trying to overcome at the moment triggered credit and banking crisis, the loss of equity in housing, dropped corporate earnings. All this quite predictably causes mass layoffs in several industries. Even the most seem to be &#8220;recession proof&#8221; sectors have to cut significant amounts of the positions.
Auto and airline industries were the first to feel the consequences of the crisis after the inflation in fuel and other energy costs. But nearly no industry managed to walk away from the recession. Daimler Chrysler, Pepsi, Coca-Cola, Phillips, Supervalu, Starbucks, Yahoo, General Electric, Xerox, Bank of America, Citigroup, numerous airlines â€“ a short list of corporations that have to lay off their workers.
The current unemployment rate has ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/moving-to-another-state-to-get-a-job-leave-your-mortgage-here-195.php" rel="bookmark" title="Permanent Link to Moving to Another State to Get a Job? Leave Your Mortgage Here!" class="more">more</a>) <span class="date">October 27, 2008</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Do Away with Credit Card Debts without a Balance Transfer Card</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php#comments</comments>
		<pubDate>Fri, 27 Jun 2008 10:30:24 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/06/27/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card/</guid>
		<description><![CDATA[Nearly all US credit card holders have a credit card debt. And sometimes this debt becomes a bad headache for credit consumers. All those interest rates, fees, due dates make it really difficult to pay off your outstanding balance in full. Getting a balance transfer card with favorable terms and 0% intro APR rate is a good way to eliminate your debt faster and easier. That is the most widespread financial experts&#8217; advice when it comes to paying off your credit card debt.
But the thing is that all balance transfer cards with good terms are available for customers with good or excellent credit. And what if your credit rating is not high enough to qualify for a balance transfer card? ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php" rel="bookmark" title="Permanent Link to How to Do Away with Credit Card Debts without a Balance Transfer Card" class="more">more</a>) <span class="date">June 27, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/debt-consolidation/how-to-do-away-with-credit-card-debts-without-a-balance-transfer-card-186.php/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Busting Your Credit Card Ghosts from the Past</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/busting-your-credit-card-ghosts-from-the-past-183.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/busting-your-credit-card-ghosts-from-the-past-183.php#comments</comments>
		<pubDate>Tue, 03 Jun 2008 13:06:27 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/06/03/busting-your-credit-card-ghosts-from-the-past/</guid>
		<description><![CDATA[A financially stable, two-parent family can afford raising children. But what if you are a single mother with low income? You can still make it through. But if being a stay-at-home mother is your full-time job? At least for some period, during the first year, when your baby needs you around 24/7?
Ok. Child social support payments and unemployment benefits can help you. But this money will barely be enough to cover all your bills and credit card payments. So, what do you do with your credit card balances? You just set your priorities and try to provide your baby with all the necessary. And credit cards can wait.
So, your baby already walks and makes attempts to say his or her ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/busting-your-credit-card-ghosts-from-the-past-183.php" rel="bookmark" title="Permanent Link to Busting Your Credit Card Ghosts from the Past" class="more">more</a>) <span class="date">June 3, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/debt-consolidation/busting-your-credit-card-ghosts-from-the-past-183.php/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Transforming Extra Calories into Extra Money on Your Credit Card</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/transforming-extra-calories-into-extra-money-on-your-credit-card-170.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/transforming-extra-calories-into-extra-money-on-your-credit-card-170.php#comments</comments>
		<pubDate>Fri, 04 Apr 2008 08:40:02 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card General]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/04/04/transforming-extra-calories-into-extra-money-on-your-credit-card/</guid>
		<description><![CDATA[Spring is associated not just with nature blossom and love. Spring is the time for spring cleaning and getting yourself ready for the summer. Some people clean, wash, and dry their places and rush to the gyms to lose a couple of pounds they have gained during the winter. But have you thought about alternative ways of shake off the winter sleep?
What about losing some weight and cleaning your credit cards of debts? But I won&#8217;t offer you traditional methods of losing pounds through training and eliminating credit card debt with a balance transfer card. You can turn your excess weight into extra money to pay off your debts. Wanna know how to do it?
Actually, it is pretty simple. No ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/transforming-extra-calories-into-extra-money-on-your-credit-card-170.php" rel="bookmark" title="Permanent Link to Transforming Extra Calories into Extra Money on Your Credit Card" class="more">more</a>) <span class="date">April 4, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/debt-consolidation/transforming-extra-calories-into-extra-money-on-your-credit-card-170.php/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Business Together, Debts Apart</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/business-together-debts-apart-161.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/business-together-debts-apart-161.php#comments</comments>
		<pubDate>Tue, 26 Feb 2008 09:37:57 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Business Credit Cards]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/02/26/business-%e2%80%93-together-debts-%e2%80%93-apart/</guid>
		<description><![CDATA[Say you have a small business. You do everything right, your business prospers. But you are not the only owner. You share the business with a partner. And it&#8217;s common practice for business owners to have business credit cards. With such plastics you can control all company&#8217;s expenses and get business related bonuses. It&#8217;s convenient and profitable.
But choosing a partner you are not just to weigh all his or her business and personal qualities. Imagine that you are choosing a future wife or a husband. You need to be 100% sure in your partner, maybe even more confident than you are about yourself. Only in case you can rely on your partner and entrust him or her the company&#8217;s management, ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/business-together-debts-apart-161.php" rel="bookmark" title="Permanent Link to Business Together, Debts Apart" class="more">more</a>) <span class="date">February 26, 2008</span>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Digging Out of Credit Card Debt</title>
		<link>http://blog.creditcardflyers.com/debt-consolidation/digging-out-of-credit-card-debt-151.php</link>
		<comments>http://blog.creditcardflyers.com/debt-consolidation/digging-out-of-credit-card-debt-151.php#comments</comments>
		<pubDate>Tue, 22 Jan 2008 11:17:09 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2008/01/22/digging-out-of-credit-card-debt/</guid>
		<description><![CDATA[Thereâ€™s no need to tell about numerous advantages of using credit cards. They have already become an essential part of our everyday life. Owing a plastic is ten million times more convenient than carrying much cash. But, there is always a fly in the ointment. And credit card debt is definitely a fly here.   As the statistics shows, current credit card debt in the US amounts to $ 360 billion. Getting into credit card debt is really easy. But when it comes to reducing it, rubbing Aladdinâ€™s lamp wonâ€™t help.
In case you found yourself in the black hole you need to develop a strategy to get out of it. Here are a few tips, quite useful, to my ... (<a href="http://blog.creditcardflyers.com/debt-consolidation/digging-out-of-credit-card-debt-151.php" rel="bookmark" title="Permanent Link to Digging Out of Credit Card Debt" class="more">more</a>) <span class="date">January 22, 2008</span>]]></description>
		<wfw:commentRss>http://blog.creditcardflyers.com/debt-consolidation/digging-out-of-credit-card-debt-151.php/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Getting Over Christmas Debt Hangover</title>
		<link>http://blog.creditcardflyers.com/credit-card-advice/getting-over-christmas-debt-hangover-146.php</link>
		<comments>http://blog.creditcardflyers.com/credit-card-advice/getting-over-christmas-debt-hangover-146.php#comments</comments>
		<pubDate>Wed, 26 Dec 2007 14:26:54 +0000</pubDate>
		<dc:creator>ccflyers</dc:creator>
				<category><![CDATA[Credit Card Advice]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

		<guid isPermaLink="false">http://blog.creditcardflyers.com/2007/12/26/getting-over-christmas-debt-hangover/</guid>
		<description><![CDATA[Jingle bells, jingle bells, jingle all the way
Oh what fun it is to pay off your debts till next year, Mayâ€¦
Yeah, sounds a bit gloomy. I know I am no song writer. And maybe â€œnext Mayâ€ is an exaggeration. But now that Christmas presents are opened, delicacies are almost eaten up, you no longer hear bells jingle, and the Christmas magic fades away, it is right about the time to sum up your holiday expenses.
The reason for this issue I am going to write about is quite clear. People spend more and more money during Christmas shopping season every year. Since it is a sore point for me as well, I am up to give you some tips on how ... (<a href="http://blog.creditcardflyers.com/credit-card-advice/getting-over-christmas-debt-hangover-146.php" rel="bookmark" title="Permanent Link to Getting Over Christmas Debt Hangover" class="more">more</a>) <span class="date">December 26, 2007</span>]]></description>
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		<slash:comments>3</slash:comments>
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