Spring is associated not just with nature blossom and love. Spring is the time for spring cleaning and getting yourself ready for the summer. Some people clean, wash, and dry their places and rush to the gyms to lose a couple of pounds they have gained during the winter. But have you thought about alternative ways of shake off the winter sleep?
What about losing some weight and cleaning your credit cards of debts? But I won’t offer you traditional methods of losing pounds through training and eliminating credit card debt with a balance transfer card. You can turn your excess weight into extra money to pay off your debts. Wanna know how to do it?
Actually, it is pretty simple. No … (more) April 4, 2008

Posted in Credit Card General, Debt Consolidation 2 Comments »

Say you have a small business. You do everything right, your business prospers. But you are not the only owner. You share the business with a partner. And it’s common practice for business owners to have business credit cards. With such plastics you can control all company’s expenses and get business related bonuses. It’s convenient and profitable.
But choosing a partner you are not just to weigh all his or her business and personal qualities. Imagine that you are choosing a future wife or a husband. You need to be 100% sure in your partner, maybe even more confident than you are about yourself. Only in case you can rely on your partner and entrust him or her the company’s management, … (more) February 26, 2008

Posted in Business Credit Cards, Debt Consolidation 2 Comments »

There’s no need to tell about numerous advantages of using credit cards. They have already become an essential part of our everyday life. Owing a plastic is ten million times more convenient than carrying much cash. But, there is always a fly in the ointment. And credit card debt is definitely a fly here. As the statistics shows, current credit card debt in the US amounts to $ 360 billion. Getting into credit card debt is really easy. But when it comes to reducing it, rubbing Aladdin’s lamp won’t help.
In case you found yourself in the black hole you need to develop a strategy to get out of it. Here are a few tips, quite useful, to my … (more) January 22, 2008

Posted in Debt Consolidation 3 Comments »

Jingle bells, jingle bells, jingle all the way
Oh what fun it is to pay off your debts till next year, May…
Yeah, sounds a bit gloomy. I know I am no song writer. And maybe “next May” is an exaggeration. But now that Christmas presents are opened, delicacies are almost eaten up, you no longer hear bells jingle, and the Christmas magic fades away, it is right about the time to sum up your holiday expenses.
The reason for this issue I am going to write about is quite clear. People spend more and more money during Christmas shopping season every year. Since it is a sore point for me as well, I am up to give you some tips on how … (more) December 26, 2007

Posted in Credit Card Advice, Debt Consolidation 3 Comments »

… and before you apply for the dreaded payday loans with the 300% interest rate, have you considered borrowing from “people” instead?  Maybe you don’t know anyone who can lend you money- or you’re too embarassed to ask someone you know for help- but there is a community of people who lend money to people like you (and me! I used prosper to finance my trip to Australia!)

 Basically, you can create a profile on Prosper that explains what you need the money for, and how you will repay it- and then other people who are willing to lend money will “bid” on your listing.  If you create a request for $3,000 for example, you would get several bids, one person … (more) October 8, 2007

Posted in Debt Consolidation, Money Saving Tips, Payday Loans Comments Off

Credit card counseling can help you get out of debt fast.
If you are in credit card debt, then you might want to try going to credit card counseling in order to find out what you need to do in order to get out of debt. Generally, it’s possible to get out of debt on your own if you make a plan and stick to it. However, that is also very difficult to do, especially if you do not have an already existing budget to go off of. Therefore, if you’re having trouble getting your debt payments back on track, you can get counseling.
This credit card counseling will help you figure out what you need to do in order to pay … (more) May 8, 2007

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