Most banks normally calculate month interest charges based on the average daily balance for that particular month. With two-cycle billing, your interest is calculated based on your average daily balance for the last two billing […]
Like most people, you have probably received offers for credit cards with 0% annual percentage rate (APR). Although this may sound too good to be true, these credit card offers are genuine. As long as […]
During the course of our day to day lives, we come into contact with many different kinds of documents, but few single documents will have as much of an impact on our financial lives as […]
The fast pace of modern life and need for instant gratification make credit cards almost a necessity for most adults. Many ordinary purchases require a credit card in order to complete the purchase or verify […]
You hear quite a bit these days about credit repair. While most of us are in need of it, repairing damaged credit can be a daunting task. Not many people have perfect credit scores. Unfortunately, […]
Tired of comparing credit cards and calculating the rewards earnings? American Express, Citibank, Discover, Bank of America, and other credit card companies offer dozens of competing Visa, MasterCard, AmEx, and Discover cards. Their reward policies […]