Even though the average American household has at least three credit card accounts, there are still those holdouts that think it’s a virtue never to buy anything on credit and who never want to have a credit card.
Credit cards are a great financial tool that everyone should have in their back pocket. They can enable you to afford a larger purchase and pay it off over time, help you earn reward points and cash back, and offer you purchase protection for the things you buy with the card. And that’s just for starters.
If you love traveling, you probably already know what you need to pack before you head to the airport: passport, toothbrush, phone charger, spare pair of pants. But there’s another item that’s absolutely essential: a rewards credit card.
No one likes being rejected, even when it’s just for a credit card. So if you’ve recently applied for a new credit card and been turned down, you might be wondering what it was that made them say “no” to your application.
When the weather gets hot, most people start thinking about getting into shape. But that doesn’t always mean hitting the gym more often and cutting sugar out of your diet.
If you’ve got kids, you’ve already helped them learn a lot: how to eat properly, how to walk, how to share, and how to cross the street safely. As they get older, the lessons don’t stop; they just get more sophisticated.