When you get a credit card for your business, you assume a new responsibility for the business. You’ve got a new, powerful way to get the supplies your business needs, but you’ve also got to make sure that you make payments on time, and avoid letting your business credit card debt get out of control. […]

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 College credit cards have received some amount of criticism over the years. Critics claim that student credit cards are nothing but a way to trap people early in their lives, and by the time a person graduates he is already in debt. The truth is that there is nothing wrong with a student having a […]

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 November and December are termed as the ’shopping months’ of the year. Around about Christmas people usually throw caution to the wind and decide to indulge in some shopping.  If you are also part of the shopping brigade and often find yourself looking at massive credit card bills by the time your shopping is done, […]

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 Credit cards may have simplified the way people shop, but what credit cards have also done is open up new avenues for identity theft. Before credit cards, identity theft was limited to fake checks and trying to run delinquent bank accounts under someone else’s name. However all that has changed with credit cards. Identity thieves […]

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 People often debate the advantages that a debit card has over a credit card and vice versa. The truth is that a debit card has its own set of advantages and disadvantages and so do credit cards. Depending on how you shop, spend your money, and generally use your bank account either a credit card […]

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 Today all major credit cards offer balance transfer facilities, in fact if you are being offered a credit card that does not offer balance transfer then you should think twice before accepting the card. But before we discuss the advantages and the intricacies of balance transfer the first question is, what is balance transfer? Balance […]

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 If you are a credit card holder then knowing how to dispute a credit card charge is important. The reasons for disputing a charge could be many, you could have cancelled an order but still have been charged for it, a merchant could have charged you incorrectly, and worst of all you could be a […]

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 Credit card fraud costs credit card holders and credit card companies billions of dollars each year, if you are a credit card holder and want to protect yourself from credit card fraud, this article is designed to help you do exactly that.  The first thing you need to understand is, that once you report a […]

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 Identity theft is one of the biggest concerns of people all over America today; identity theft has been used for not just financial fraud, but also to carry out terrorist activities and federal crimes. If you are a worried that you could be the victim of identity theft, then this article is designed to help […]

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 Identity theft is a major concern for individuals and financial institutions, in fact identity theft is not confined to financial crimes only, and identity thieves use stolen identities, and copied identities to commit crimes and terrorist activities too. In fact there are 4 major sub categories of identity theft; however the focus of this article […]

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