Even though the average American household has at least three credit card accounts, there are still those holdouts that think it’s a virtue never to buy anything on credit and who never want to have a credit card.
Credit cards are a great financial tool that everyone should have in their back pocket. They can enable you to afford a larger purchase and pay it off over time, help you earn reward points and cash back, and offer you purchase protection for the things you buy with the card. And that’s just for starters.
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