Entries Categorized as 'Using Credit Cards'
With the recent news that the Chase Sapphire card would slash its huge signup offer of 100,000 points, the debate over whether it’s a good idea to sign up for a credit card just for the signup bonus has been renewed.
The holidays and the new year are a time when everyone seems to be looking for a better way to handle their finances. Spending gets out of control near the end of the year, and in the cold months of January and February, reality hits.
Even though the average American household has at least three credit card accounts, there are still those holdouts that think it’s a virtue never to buy anything on credit and who never want to have a credit card.
Credit cards are a great financial tool that everyone should have in their back pocket. They can enable you to afford a larger purchase and pay it off over time, help you earn reward points and cash back, and offer you purchase protection for the things you buy with the card. And that’s just for starters.
The question of how many credit cards to have is one that doesn’t have a one-size-fits-all answer. For some people, it’s a case of the more the merrier. Others prefer to have just one or two credit cards they use for everything.
With credit cards quickly becoming old news, many people are looking for modern, secure ways to pay for everyday items. These four methods are the best new solutions available to consumers.