Rebate credit cards are increasingly becoming popular these days.  As its name suggests, a rebate credit card is a type of reward card that promises to give you a refund from your purchases.  The percentage of rebate can range anywhere from 1%, 5% or more depending on your issuer.
Some credit cards offer rebates on special types of purchases.  For instance, you can get a rebate each time you use your card for grocery shopping or dining out.  Other reward cards may offer rebates from general types of purchases which means it does not matter where the purchase was made as long as it is charged to your card.  There are also rebate cards that only give rebates on gasoline purchases.
A … (more) August 19, 2009

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Most people want to be sexy and have a toned body. To achieve this, you might want to go to the gym often. However, this would take quite some time. Once you achieved the body you always dreamed of, you must keep working out to stay in shape.
Well, same goes for a credit score. It would take a long time to boost your credit score most especially if you had a bad credit record history. You should start making up your debts. Remember to always pay on time and continue maintaining your good credit score. Here are some tips for credit card holders on how to increase your credit score.

First thing you should do is to pay your credit dues … (more) May 19, 2009

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It can be very easy to forget the benefits of credit cards among all the negative reports that credit cards receive.  When people choose the right credit card(s) to use; and then use them responsibly however, credit cards can actually give you little bonuses that make them better than cash.  Responsible credit card use means you don’t charge more than you can afford, you pay your balances off in full each month instead of carrying a balance from one month to the next, and the card offers advantages over cash such as cash back, rewards, or other card features that you probably forgot you even have!
Take a closer look at your credit card agreement to find out what other features … (more) May 13, 2009

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The summer months mark increase vacations for many Americans. Despite the current economic conditions causing many to make alternative travel plans this year, most are still planning to take a family trip or two. Going against counterintuitive wisdom is the potential to use credit cards to save money on vacations – but here are some tips to do just that!
First, you’ll need a cash rewards credit card that gives you cash-back on all purchases. You don’t necessarily want a travel rewards card, because some are too limiting in how you can redeem your rewards and travel benefits. Instead, select a quality cash back credit card and use it to get money back for everything you buy on the card. The … (more) May 8, 2009

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Following the state of the economy for more than a year has been a painful experience for consumers. Few need to be reminded of the hardships people have faced. The news doesn’t appear to be as bleak in recent weeks, however the economy is still troubling and will likely remain that way for some time.
Most people are familiar with the saying, “desperate times call for desperate measures”. The question is: have consumers adapted to tough times by changing their lifestyle or have they proceeded as normal hoping things will improve?
The basic principles and practices of good personal finance haven’t changed over the years, however as a society we have altered what is normal or acceptable behavior. For the first time … (more) April 28, 2009

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If you’ve just been laid off or fear you are next on the list for being laid off, there are a number of things you can do to help ease this difficult financial time period. If you haven’t established an emergency fund or the funds you have isn’t adequate for sustaining your expenses for a long period of time, you’ll want to try some of the following tips for surviving a layoff:
Reduce Your Expenses: at first glance, you may not think you have any expenses that could be reduced. It’s time to get serious though and differentiate between your necessities and your wants. When you are laid off, you need to focus on fulfilling your necessities first – your wants … (more) April 19, 2009

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