It’s so good to be back to the blog! Actually, many things have changed in my life over the past few weeks. I’m starting a business with a friend of mine. And we had a lot to do. Well, you know, all those permits and licenses, a business plan, tons of papers… Those weeks were really busy. But it’s not the point. What I was going to write about is an airline credit card that I find very beneficial.
I have never considered getting one of the credit cards with air miles rewards program. You are well aware of the fact that rewards credit cards carry the highest interest rates. As for frequent flyers plastics, it might take years to collect enough points to get a free flight. However, since my business is concerned with frequent international business trips, I decided that applying for such a card will be just what I need.
After a thorough scanning of nearly all credit card offers available, I have set my eyes on The Miles by Discover Card that is issued by Discover. Believe me, I have killed quite a lot of time browsing through numerous offers, and this deal is definitely one of the best credit cards for those, who love travelling or often get to go on distant business trips.
The Miles by Discover Card is available to people with excellent credit rating, like most of the rewards cards. This offer enables you to earn double miles for food and travel-related purchases and 1 mile per every dollar you spend on all other purchases. So, as soon as I spend $ 3,000 I will get 6,000 miles. And with 5, 000 miles I will be able to choose a travel credit to my account with no blackout dates on one of major US airlines. 1,000 miles can be redeemed for cash or gift cards from over 80 brand-name eligible partners.
The card membership allows you to earn 1,000 miles every month for any purchase made, during the first year. So, you can get up to 12,000 bonus miles just shopping. Though there is a maximum of 60,000 bonus miles one can collect per year, but the good thing is that they do not expire for 3 years. Car rental insurance, travel accident insurance for up to $ 500,000, online access to your account – all these options come with this card as platinum benefits.
And the most attractive part about this offer from Discover is low interest rates. First of all, you get 0% APR on balance transfer and purchases until July, 2008. Then, you get an ongoing variable APR between 10.99% and 18.99%. These rates are among the lowest ones, attached to credit cards with rewards programs. Discover really knows how to attract and please its clients.
By the way, Discover was the first brand to introduce a plastic with rewards. Back then, the company developed a card with cash back. And since then till present days Discover carries the palm in the “rewards” field on credit card market.
So, if you face the problem of an airline miles credit card choice, personally I would advise you to take a closer look at The Miles by Discover Card.