The credit score of one person is a usual basis when it comes to the application of credit cards. Due to this, people with bad scores might find application to be difficult. To make things worse, if an application for a card is not approved, the credit rating becomes even more negative.
The smartest option to take in this kind of situation is to get an application for a bad credit card. Through this, a credit score will be protected. This can be a tool for people to improve their rating until they can get better cards with more benefits.
A few of the best choices for a bad credit card are given below.
The first of this is the AccountNow Prepaid Visa Card. As described, this kind of card does not bother with credit scores. There is also assured approval for anyone who wants to apply. It has a credit limit, but it is possible to reload and no activation fees are required as long as there is a deposited amount of money into an account. This kind of card allows clients to make direct deposits, bills payments, and credit score repairs. No minimum balance is required and there are no overdraft fees.
Another bad credit card is Applied Bank Secured Visa Gold Credit Card. This kind of card does not give penalties for late payments of bills. The APR is constantly 9.99% even though a client pays the bills past the due. A credit limit up to $5000 is in effect, but clients may choose to set one which is most suitable.
Centennial Mastercard Visa is another one which is very popular. This actually has over 3 million clients. The bank gives clients an impressive 24-hour information line which can be used for account monitoring.
The First Premier Bank Gold Master Card has a low APR charge. If essential, a cardholder can get to access the account any time through a telephone. In addition, it is offered alongside the First Premium Aventium Master Card together with the First Premier Bank Black Platinum Master Card. These are all for people with bad scores.
The Public Savings Secured Visa Credit Card is one with 0% APR charges. In addition, no annual fee is asked by the bank company.
The Silvercard Prepaid Master Card is most preferable for people who receive checks from the government or benefits. Direct deposits from these checks are free and no overdraft fees are charged as well as no minimum balance is required for this bad credit card.
With all these choices, anybody with a bad credit score is sure to be relieved.