Credit companies are offering different perks and privileges that can be interesting to consumers. A credit card cash rebate adds all the more to the appealing reasons why people want to have their own cards. It enables you to accumulate a percentage of the amount of the total purchases made using the card. All creditors have their own guidelines on how you can get your rebates that may either be added to your account or would be issued to you in the form of a check with the total rebates that you collected in a span of time. It is important that you read the terms and conditions of each card so that a comparison can be made before taking the plunge. Do not overlook the fine print as well so that there will be no surprises in the end.
You will get a 0% APR for a year when you transfer your old balance to Citi Dividend Platinum Select. After a year, the rate will become 10.49%, which is applied to all purchases ever since you got the card and balance transfers. Purchases made at food marts, service stations, and other establishments will allow you to get a 5% credit card cash rebate using the card. There are still a lot of rebates that can be accumulated once you use the card to shop at the Citi Bonus Cash Center. You can even earn rebates on transferred balances and cash advances. This card does not charge annual fees.
The No Hassle Cash Rewards offered by Capital One boasts of 0% APR for 6 months. After which, you will be charged an interest rate of 13.4%. All purchases made from the beginning of the account will entitle the cardholder 1% credit card cash rebate. They will award the cash rebates when you demand it. The account will continue to accumulate cash rewards for as long as it stays active. No annual fees are charged as well.
American Express’ Clear also offers 0% APR for a year on all purchases and will become 13.24% when the offer expires. For balance transfers, they will charge a 5.99%, which will remain stable until the balance is paid. Furthermore, this card does not have fees whatsoever and you are allowed flexible payment schemes. This card will grant you World Class Card member rewards and rebates. There are boundless cash rewards that you can take advantage of once you know which card offers the most rewards. A credit card cash rebate once accumulated will reap big savings in the future.