Today, many credit card issuers offer rewards programs for their cardholders.  Among these issuers, Visa can be considered as a leading favourite. One reason is that it is one of the most widely accepted and trusted credit card logo in the world.

When it comes to reward credit cards, Visa offers various reward programs to match the needs and lifestyle of its customers.  People who travel abroad can enjoy great rewards with an airline rewards credit card.

One example is the No Hassle Miles Rewards by Capital One.  This particular airline card offers 1 mile point per dollar spent on purchases up to $1,000 each month.  For monthly purchases above $1,000, 2 miles point will be awarded.  Miles can also be exchanged for cash, gift cards, and merchandise. These are credited to your account.
The best thing about this Visa Cash Airline credit card is that the miles do not expire and there is no limit to the number of miles you can earn.  It also carries zero annual fee payment so you can continue using the card year after year without paying a yearly cost.

However, this Visa Cash Airline credit card is only available for people with excellent credit history.  If your credit rating needs improvement, you still have time to raise your score before applying for this card.  For cardholders who will qualify, they can enjoy a 0% APR on purchases made until May 2010.
Visa credit cards are backed by fraud protection, automatic bill payment, 24-hour travel & emergency assistance, and 24-hour roadside assistance. It also offers travel accident insurance, auto rental insurance, extended warranty programs, and other privileges.  As a Visa credit card member, the cardholder can also use the card in more than 840,000 ATMs worldwide.

Like other major credit card companies, Visa has a wide variety of credit cards available for consumers and business owners alike.  To find a Visa credit card that is right for you, you can read online reviews or use comparison websites to get a summary of a card’s best and weakest features.  Once you have picked your potential choices, thoroughly read the complete Terms and Conditions of each card straight from the issuer’s official website.

Remember that most credit cards with reward programs only accept customers with good to excellent credit rating.  To avoid getting declined, always consider the credit rating requirement of a card before sending in your application.

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